804 Reflection Cove Rd E, Jacksonville, FL 32218 Property Records

Duval County property record for 804 Reflection Cove Rd E, Jacksonville, FL 32218

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 3,265 sqft · built 2013
Lot Size	0.443 acres (19,308 sqft)
Owner	Individual Name on File
Tax Bill	$5,241 (2025)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`106606-7180`

Property Details

APN / Parcel Number

Primary APN	`106606-7180`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,265 sqft Living Area
Gross Area	4,170 sqft
1st Floor Area	1,798 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Combination
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	19,308 sqft (0.443 acres)
Garage Type	Attached
Garage Area	663 sqft
Porch	Finished/Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Street Address	804 REFLECTION COVE RD E
City	JACKSONVILLE
State	FL
Zip	32218-8950
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	61-59 37-1N-27E .44 NORTH CREEK UNIT 4 LOT 15
Legal Range	27E
Legal Township	01N
Legal Section	37
Legal Subdivision	NORTH CREEK UNIT 4
Legal Lot Number	15
Legal Unit	4
Jurisdiction	DUVAL FL
Township / Civil Division	JACKSONVILLE NORTH
Census Block Group	3
Census Block	3019
Census Tract	10101

Owner

Source: Duval County records · APN 106606-7180

Assessment roll updated June 3, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	804 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8950
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 17, 2021
Deed Sale	Feb 17, 2021
Prior Sale	May 20, 2019 · Amount on Record
Deed Document Number	202141725
Deed Book / Page	19589 / 193
Last Transfer Date	Aug 23, 2024
Transfer Doc	0211741995
Record Updated	Sep 20, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	DUVAL FL
Recording Date	Feb 17, 2021
Property Address	804 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8950
Document Number	0195890193
Book / Page	19589 / 193
Map Reference	MB 61 PG 59-66
Instrument Date	Feb 05, 2021
Instrument	2021041725
Transaction Type	Transfer
Record Updated	Dec 22, 2021
Title Company	ORANGE COAST LENDER SERVICES LLC, ORANGE COAST LENDER SERVICES

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	804 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8950
Investor	Possibly a Property Investor

Mortgage

Document Number	0019589195
Date	Feb 17, 2021
Instrument	19589/195

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2051

Tax Assessment & Valuation

Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Duval County
Municipality	Jacksonville City
Unified School District	Duval County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$324,852 (-16.42%)	$397,594 (+2.3%) Land $80,000 Building $317,594
2025	$5,241.00 (+5.88%)	$388,673 (-3.24%) Land $80,000 Building $308,673	$388,673 (-3.24%) Land $80,000 Building $308,673
2024	$4,950.00 (+2.8%)
2023	$4,815.00 (+9.11%)	$401,683 (+14.01%) Land $75,000 Building $326,683	$401,683 (+14.01%) Land $75,000 Building $326,683
2022	$4,413.00	$352,313 Land $55,000 Building $297,313	$352,313 Land $55,000 Building $297,313

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 11, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 49 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	49 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Oct 2021 · other causes

Wildfire

Wildfire Risk	Moderate above 50% of the US · lower than 79% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fiber	1,000 / 1,000

Based on FCC filings for 182 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	JEA MAJOR GRID serves 826,664 people
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.