Duval County property record for 816 Reflection Cove Rd E, Jacksonville, FL 32218
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,221 sqft · built 2011 |
| Lot Size | 0.401 acres (17,483 sqft) |
| Owner | Company Name on File |
| Last Sale | $331,000 (Oct 2021) |
| Tax Bill | $5,911 (2025) |
| Deeds & Mortgages | Jun 2019 Line of Credit Oct 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 106606-7185 |
| Primary APN | 106606-7185 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,221 sqft Living Area |
| Gross Area | 2,977 sqft |
| 1st Floor Area | 2,221 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2011 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 17,483 sqft (0.401 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished Screened Porch |
| Porch Area | 336 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Street Address | 816 REFLECTION COVE RD E |
|---|---|
| City | JACKSONVILLE |
| State | FL |
| Zip | 32218-8950 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 61-59 37-1N-27E .40 NORTH CREEK UNIT 4 LOT 16 |
| Legal Range | 27E |
| Legal Township | 01N |
| Legal Section | 37 |
| Legal Subdivision | NORTH CREEK UNIT 4 |
| Legal Lot Number | 16 |
| Legal Unit | 4 |
| Jurisdiction | DUVAL FL |
| Township / Civil Division | JACKSONVILLE NORTH |
| Census Block Group | 3 |
| Census Block | 3019 |
| Census Tract | 10101 |
Source: Duval County records · APN 106606-7185
Assessment roll updated June 3, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | PO BOX 4900, SCOTTSDALE, AZ 85261-4900 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Date | Document |
|---|---|
| Jun 19, 2019 | Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU |
| Oct 26, 2021 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 26, 2021 · Amount on Record |
| Deed Sale | Oct 26, 2021 · Amount on Record |
| Prior Sale | Aug 20, 2015 · Amount on Record |
| Deed Document Number | 2021281554 |
| Deed Book / Page | 19976 / 1564 |
| Prior Transfer Date | May 25, 2018 |
| Prior Transfer Doc | 0195720560 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DUVAL FL |
| Property Address | 816 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8950 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0188341214 |
|---|---|
| Date | Jun 19, 2019 |
| Book Page | 18834/1214 |
| Instrument | 2019143707 |
| Name | 121 FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Jun 18, 2039 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DUVAL FL |
| Recording Date | Oct 26, 2021 |
| Property Address | 816 REFLECTION COVE RD E, JACKSONVILLE, FL 32218-8950 |
| Document Number | 0199761564 |
| Book / Page | 19976 / 1564 |
| Map Reference | MB 61 PG 59-66 |
| Instrument Date | Oct 19, 2021 |
| Instrument | 2021281554 |
| Transaction Type | Transfer |
| Record Updated | Jul 28, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,317.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1568 SAILMAKER LN, 1568, ORANGE PARK, FL 32003-8688 |
| Name | Verified Name |
|---|---|
| Address | 8390 E VIA DE VENTURA F-110 #303 # 303, 303, SCOTTSDALE, TX 75258 |
| Investor | Possibly a Property Investor |
Source: Duval County records · Assessment roll updated June 3, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Duval County |
| Municipality | Jacksonville City |
| Unified School District | Duval County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $319,214 (+2.13%) Land $80,000 Building $239,214 | $319,214 (+2.13%) Land $80,000 Building $239,214 | |
| 2025 | $5,911.00 (-1.5%) | $312,566 (-2.7%) Land $80,000 Building $232,566 | $312,566 (-2.7%) Land $80,000 Building $232,566 |
| 2024 | $6,001.00 (+3.5%) | ||
| 2023 | $5,798.00 (+17.2%) | $321,243 (+15.08%) Land $75,000 Building $246,243 | $321,243 (+15.08%) Land $75,000 Building $246,243 |
| 2022 | $4,947.00 | $279,142 Land $55,000 Building $224,142 | $279,142 Land $55,000 Building $224,142 |
Source: FEMA National Flood Hazard Layer, Duval County (12031C), updated June 11, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120310101013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 49 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 49 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Oct 2021 · other causes |
| Wildfire Risk | Moderate above 50% of the US · lower than 79% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · sampled at 182 locations within half a mile · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| AT&T Fiber | 1,000 / 1,000 |
Source: EPA Safe Drinking Water Information System via ECHO, 2026 Q3 · EPA community water system boundaries v3.0, March 2026 · Last verified October 2026
| Water System | JEA MAJOR GRID serves 826,664 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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