St. Clair County property record for 840 Pine Harbor Rd, Pell City, AL 35128 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 1.5 Baths |
| Year Built | Built 2022 |
| Square Footage | 4,328 sqft Living Area |
| Lot Size | 74,052 sqft (1.7 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $155,000 (2016) |
| Tax Bill | $2,993.00 (2025) |
| Primary APN | 28-07-25-1-000-003.003 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1.5 Baths |
|---|---|
| Partial Baths | 1 Partial Baths |
| Building Area | 4,328 sqft Living Area |
| 1st Floor | 2,599 sqft 1st Floor |
| Upper Floors | 2,976 sqft Upper Floors |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Brick Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 74,052 sqft (1.7 acres) |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Account Number | 00510238 |
|---|---|
| Street Address | 840 PINE HARBOR RD |
| City | PELL CITY |
| State | AL |
| Zip | 35128-6763 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 PINE HARBOR POINT SUB 25-17-3 |
| Legal Range | 03E |
| Legal Township | 17S |
| Legal Section | 25 |
| Legal Subdivision | PINE HARBOR POINT SUB |
| Legal Lot Number | 2 |
| Jurisdiction | ST CLAIR AL |
| Minor Civil Division | PELL CITY |
| Census Blockgroup | 2 |
| Census Block | 2000 |
| Census Tract | 40212 |
Source: St. Clair County records · APN 28-07-25-1-000-003.003
Assessment roll updated August 4, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 840 PINE HARBOR RD, PELL CITY, AL 35128-6763 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 25, 2021 | Deed of Trust, Mortgage · Line of Credit METRO BANK |
| Sep 16, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LIBERTY MORTGAGE CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 16, 2016 · Amount on Record |
| Deed Sale | Aug 16, 2016 · Amount on Record |
| Deed Book / Page | 2016 / 9109 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 840 PINE HARBOR RD, PELL CITY, AL 35128-6763 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 271 FISH TRAP RD, CROPWELL, AL 35054-3601 |
| Document Number | 0000043220 |
|---|---|
| Date | Jun 25, 2021 |
| Book Page | MTG 2021/43220 |
| Name | METRO BANK |
|---|---|
| Type | Bank |
| Address | PELL CITY, AL 35128 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CLAIR AL |
| Property Address | 840 PINE HARBOR RD, PELL CITY, AL 35128-6763 |
| Transaction Type | Mortgage |
| Record Updated | Mar 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 45 HUNTER RIDGE LN, PELL CITY, AL 35128-7292 |
| Document Number | 0000046443 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | MTG 2022/46443 |
| Name | LIBERTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | BIRMINGHAM, AL 35216 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Oct 01, 2042 |
Source: St. Clair County records · Assessment roll updated August 4, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Alabama |
| County | St. Clair County |
| Municipality | Pell City |
| Unified School District | Pell City City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,993.00 (+134.01%) | $73,000 (-50.41%) | $730,080 (-0.82%) Land $147,000 Building $583,080 |
| 2023 | $147,218 Land $29,400 Building $117,818 | $736,090 Land $147,000 Building $589,090 | |
| 2022 | $1,279.00 |
Source: FEMA National Flood Hazard Layer, St. Clair County (01115C), updated August 22, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone AE |
|---|---|
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Special Flood Hazard Area | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Wildfire Risk | Moderate above 46% of the US · above 52% of Alabama |
|---|---|
| Wildfire Likelihood | About 1 in 926 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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