770 Pine Harbor Rd, Pell City, AL 35128 Property Records

St. Clair County property record for 770 Pine Harbor Rd, Pell City, AL 35128

Property Summary

Property Type	Other Improved
Lot Size	1.2 acres (52,272 sqft)
Owner	2 Individual Names on File
Last Sale	$157,000 (May 2011)
Tax Bill	$2,038 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Oct 2023 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`28-07-25-1-000-003.000`

Property Details

APN / Parcel Number

Primary APN	`28-07-25-1-000-003.000`
Alternative APNs	`00068057` `500043` `31029`

Exterior

Lot Area	52,272 sqft (1.2 acres)
Boat Access	Boat Access
Boat House	900 sqft

Location & Zoning

Account Number	00068057
Street Address	770 PINE HARBOR RD
City	PELL CITY
State	AL
Zip	35128-6734
Property Category	Other
Property Type	Other > Other Improved
Legal Description	COM NE COR SEC 25 S 964.18' SW 278.34' TO POB TH NE 363.98' SE 107.98' SW 245.22' W ALG RW 238.2' TO POB 25-17-3
Legal Range	03E
Legal Township	17S
Legal Section	25
Legal Subdivision	S 25, R 3 E
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	2
Census Block	2000
Census Tract	40212

Owner

770 Pine Harbor Rd is owned and occupied by two individuals who acquired it in March 2024.

Source: St. Clair County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	770 PINE HARBOR RD, PELL CITY, AL 35128-6734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 2, 2026	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Oct 23, 2023	Deed of Trust, Mortgage · Line of Credit METRO BANK
Mar 14, 2025	Deed of Trust, Mortgage · Conventional Mortgage NATIONSTAR MORTGAGE LLC
Apr 1, 2024	Correction Deed
Sep 8, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 20, 2011 · Amount on File
Deed Sale	May 20, 2011 · Amount on File
Deed Book / Page	2011 / 3420
Last Transfer Date	Mar 26, 2024
Transfer Doc	2024003599
Record Updated	Oct 29, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	770 PINE HARBOR RD, PELL CITY, AL 35128-6734
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 PINE HARBOR RD, PELL CITY, AL 35128-6734

Mortgage

Document Number	0000003981
Date	Feb 2, 2026
Book Page	MTG2026/3981

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	1050 WOODWARD AVE, DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	770 PINE HARBOR RD, PELL CITY, AL 35128-6734
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	149 CRISFIELD CIR, ALABASTER, AL 35007-5061

Mortgage

Document Number	0000037881
Date	Oct 23, 2023
Book Page	MTG 2023/37881

Lender

Name	METRO BANK
Type	Bank
Address	PELL CITY, AL 35128

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	770 PINE HARBOR RD, PELL CITY, AL 35128-6734
Transaction Type	Mortgage
Record Updated	Apr 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	770 PINE HARBOR RD, PELL CITY, AL 35128-6734

Mortgage

Document Number	0000009505
Date	Mar 14, 2025
Book Page	MTG2025/9505

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2055

April 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	ST CLAIR AL
Recording Date	Apr 1, 2024
Property Address	770 PINE HARBOR RD, PELL CITY, AL 35128-6734
Document Number	0000003601
Book / Page	DEED 2024 / 3601
Map Reference	MB E PG 1
Instrument Date	Mar 26, 2024
Record Updated	Apr 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3707 HAYES DR, PELL CITY, AL 35128-6803

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	770 PINE HARBOR RD, PELL CITY, AL 35128-6734

September 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CLAIR AL
Recording Date	Sep 8, 2023
Property Address	770 PINE HARBOR RD, PELL CITY, AL 35128-6734
Document Number	0000010607
Book / Page	DEED 2023 / 10607
Instrument Date	Sep 5, 2023
Transaction Type	Transfer
Record Updated	Apr 17, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4040 MASTERS RD, PELL CITY, AL 35128-7550

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4040 MASTERS RD, PELL CITY, AL 35128-7550

Tax Assessment & Valuation

The 2025 property tax bill for 770 Pine Harbor Rd was $2,038.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Pell City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,038.00	$49,720	$248,600
2023		$35,300 (-2.97%) Land $29,400 Building $5,900	$176,500 (-2.97%) Land $147,000 Building $29,500
2022	$1,491.00	$36,380 Land $31,200 Building $5,180	$181,900 Land $156,000 Building $25,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 770 Pine Harbor Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 770 Pine Harbor Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELL CITY serves 17,586 people · EPA ID AL0001204
Water Source	Purchased surface water from COOSA VALLEY WATER SUPPLY DISTRICT
Last State Inspection	Jun 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50

May also be available: Verizon.

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