726 Pine Harbor Rd, Pell City, AL 35128 Property Records

St. Clair County property record for 726 Pine Harbor Rd, Pell City, AL 35128

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,930 sqft · built 1994
Lot Size	0.6 acres (26,136 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Mar 2017)
Tax Bill	$1,730 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Mar 2017 Sale
Flood Zone	Zone AE (high risk)
APN	`29-09-30-2-000-011.001`

Property Details

APN / Parcel Number

Primary APN	`29-09-30-2-000-011.001`
Alternative APNs	`00500030` `500030` `33966`

Interior

Full Baths	1 Bath
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,930 sqft Living Area
1st Floor Area	1,250 sqft
Upper Floors Area	875 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 2012
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Boat Access	Boat Access
Boat House	720 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	00500030
Street Address	726 PINE HARBOR RD
City	PELL CITY
State	AL
Zip	35128-6734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 ANN POWELL SUB 30-17-4
Legal Range	04E
Legal Township	17S
Legal Section	30
Legal Subdivision	ANN POWELL SUB
Legal Lot Number	2
Jurisdiction	ST CLAIR AL
Township / Civil Division	PELL CITY
Census Block Group	2
Census Block	2000
Census Tract	40212

Owner

726 Pine Harbor Rd is owned and occupied by two individuals who bought it in March 2017.

Source: St. Clair County records, as of August 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	726 PINE HARBOR RD, PELL CITY, AL 35128-6734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage COOSA VALLEY MORTGAGE INC
Mar 1, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2017 · Amount on File
Deed Sale	Mar 1, 2017 · Amount on File
Prior Sale	Dec 1, 2006 · Amount on File
Deed Book / Page	2017 / 2225
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR AL
Property Address	726 PINE HARBOR RD, PELL CITY, AL 35128-6734
Transaction Type	Mortgage
Record Updated	Dec 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000078062
Date	Nov 22, 2021
Book Page	MTG 2021/78062

Lender

Name	COOSA VALLEY MORTGAGE INC
Type	Non-Lending Institution
Address	PELL CITY, AL 35128

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR AL
Recording Date	Mar 1, 2017
Property Address	726 PINE HARBOR RD, PELL CITY, AL 35128-6734
Document Number	0000002225
Book / Page	2017 / 02225
Map Reference	SL A-82 PG 4
Instrument Date	Feb 23, 2017
Transaction Type	Transfer
Record Updated	Oct 4, 2022

Transaction

Amount	Amount on Record
Tax	$57.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6602 MAPLEWOOD CV, 6602, TRUSSVILLE, AL 35173-3529

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	726 PINE HARBOR RD, PELL CITY, AL 35128-6734

Tax Assessment & Valuation

The 2025 property tax bill for 726 Pine Harbor Rd was $1,730 with a homeowner's exemption.

Source: St. Clair County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	St. Clair County
Municipality	Pell City
Unified School District	Pell City City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,730.00	$43,380	$433,770
2023		$76,704 Land $16,640 Building $60,064	$383,520 Land $83,200 Building $300,320
2022	$1,524.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 726 Pine Harbor Rd in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 52 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	52 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 726 Pine Harbor Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 97.7% of Alabama
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PELL CITY serves 17,586 people · EPA ID AL0001204
Water Source	Purchased surface water from COOSA VALLEY WATER SUPPLY DISTRICT
Last State Inspection	Jun 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brightspeed Fiber	2,000 / 2,000
Sparklight Cable	1,000 / 50

May also be available: Verizon.

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