St. Johns County property record for 840 Oak Arbor Cir, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 2005 |
| Square Footage | 1,657 sqft Living Area |
| Lot Size | 6,969 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $193,000 (2018) |
| Tax Bill | $4,648.00 (2025) |
| Primary APN | 103201-0110 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Building Area | 1,657 sqft Living Area |
| Gross Area | 2,072 sqft Gross Area |
| 1st Floor | 1,657 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,969 sqft (0.16 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 415 sqft Garage |
| Patio Area | 80 sqft Patio |
| Porch Area | 42 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 840 OAK ARBOR CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-8507 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 50/42-48 HERITAGE PARK PHASE 1A LOT 11 OR4525/1000 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 57 |
| Legal Subdivision | HERITAGE PARK PHASE 1A |
| Legal Phase | 1A |
| Legal Block | 1 |
| Legal Lot Number | 11 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 1 |
| Census Block | 1004 |
| Census Tract | 20903 |
Source: St. Johns County records · APN 103201-0110
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 840 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8507 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 30, 2021 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Apr 03, 2018 | Warranty Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) VYSTAR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 03, 2018 · Amount on Record |
| Deed Sale | Apr 03, 2018 · Amount on Record |
| Prior Sale | Nov 03, 2009 · Amount on Record |
| Deed Doc Number | 201821953 |
| Deed Book / Page | 4525 / 1000 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 840 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8507 |
| Transaction Type | Mortgage |
| Record Updated | May 12, 2021 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 840 OAK ARBOR CIR, ST AUGUSTINE, FL 32084-8507 |
| Document Number | 0052521564 |
|---|---|
| Date | Apr 30, 2021 |
| Book Page | 5252/1564 |
| Instrument | 2021048524 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Apr 03, 2018 |
| Property Address | 840 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8507 |
| Document Number | 0045251000 |
| Book / Page | 004525 / 001000 |
| Instrument Date | Mar 30, 2018 |
| Instrument | 21953 |
| Transaction Type | Transfer |
| Record Updated | Apr 11, 2018 |
| Title Company | LAND TITLE/AMERICA INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,351.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 840 OAK ARBOR CIR ST AUGUSTINE FL 320848507, ST AUGUSTINE, FL 32084-8507 |
| Document Number | 45251002 |
|---|---|
| Date | Apr 03, 2018 |
| Book Page | 004525/001002 |
| Instrument | 21954 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32232-5085 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 02, 2048 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $283,563 (+2.7%) | $285,286 (+3.32%) Land $85,000 Building $200,286 | |
| 2025 | $4,648.00 (+0.76%) Homeowner's exemption | $276,108 (-1.22%) | $276,108 (-1.22%) Land $80,000 Building $196,108 |
| 2024 | $4,613.00 (+6.66%) | ||
| 2023 | $4,325.00 (+3.37%) | $279,514 (+0.19%) | $279,514 (+0.19%) Land $90,000 Building $189,514 |
| 2022 | $4,184.00 | $278,983 | $278,983 Land $80,640 Building $198,343 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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