St. Johns County property record for 869 Oak Arbor Cir, Saint Augustine, FL 32084 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,762 sqft · built 2006 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $244,000 (Sep 2020) |
| Tax Bill | $5,112 (2025) |
| Deeds & Mortgages | Sep 2020 Sale & Mortgage May 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 103201-1000 |
| Primary APN | 103201-1000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,762 sqft Living Area |
| Gross Area | 2,252 sqft |
| 1st Floor Area | 1,762 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 490 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 258 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 869 OAK ARBOR CIR |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32084-8554 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 50/42-48 HERITAGE PARK PHASE 1A LOT 100 OR5051/1753 |
| Legal Range | 29E |
| Legal Township | 07S |
| Legal Section | 57 |
| Legal Subdivision | HERITAGE PARK PHASE 1A |
| Legal Phase | 1A |
| Legal Block | 1 |
| Legal Lot Number | 100 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | ST. AUGUSTINE |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 20903 |
Source: St. Johns County records · APN 103201-1000
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 869 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8554 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 24, 2020 | Warranty Deed, Transfer · Conventional Mortgage AMERIS BANK |
| May 23, 2019 | Warranty Deed, Transfer · VA Mortgage CERTAINTY HOME LOANS LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 24, 2020 · Amount on Record |
| Deed Sale | Sep 24, 2020 · Amount on Record |
| Prior Sale | May 23, 2019 · Amount on Record |
| Deed Document Number | 202082768 |
| Deed Book / Page | 5051 / 1753 |
| Prior Transfer Date | Jul 19, 2008 |
| Prior Transfer Doc | 0031290039 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Sep 24, 2020 |
| Property Address | 869 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8554 |
| Document Number | 0050511753 |
| Book / Page | 5051 / 1753 |
| Map Reference | MB 50 PG 42-48 |
| Instrument Date | Sep 23, 2020 |
| Instrument | 2020082768 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | ACTION TTL SVCS OF ST JOHNS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,708.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 58119 REINSFORD DRIVE, 58119, FAYETTEVILLE, NC 28311 |
| Name | Verified Name |
|---|---|
| Address | 750 HUNTINGTON DR, FISHKILL, NY 12524-4912 |
| Document Number | 50511755 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 5051/1755 |
| Name | AMERIS BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | May 23, 2019 |
| Property Address | 869 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8554 |
| Document Number | 0047281577 |
| Book / Page | 4728 / 1577 |
| Map Reference | MB 50 PG 42-48 |
| Instrument Date | May 13, 2019 |
| Instrument | 2019035675 |
| Transaction Type | Transfer |
| Record Updated | May 02, 2022 |
| Title Company | WATSON TITLE SERVICES INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,470.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 696 WILFORD CT, 696, WESTMINSTER, MD 21158-4357 |
| Name | Verified Name |
|---|---|
| Address | 869 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8554 |
| Document Number | 0047281579 |
|---|---|
| Date | May 23, 2019 |
| Instrument | 4728/1579 |
| Name | CERTAINTY HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $318,859 (+2.7%) | $322,133 (+3.75%) Land $85,000 Building $237,133 | |
| 2025 | $5,112.00 (+5.62%) Homeowner's exemption | $310,476 (-3.67%) | $310,476 (-5.79%) Land $80,000 Building $230,476 |
| 2024 | $4,840.00 (+3.33%) Homeowner's exemption | $322,295 (+3%) | $329,569 (+5.32%) Land $90,000 Building $239,569 |
| 2023 | $4,684.00 (-0.51%) Homeowner's exemption | $312,908 (-0.31%) | $312,908 (-0.31%) Land $90,000 Building $222,908 |
| 2022 | $4,708.00 Homeowner's exemption | $313,893 | $313,893 Land $80,640 Building $233,253 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Low above 37% of the US · above 11% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 2,041 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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