832 Oak Arbor Cir, Saint Augustine, FL 32084 Property Records

St. Johns County property record for 832 Oak Arbor Cir, Saint Augustine, FL 32084 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,678 sqft · built 2005
Lot Size	0.16 acres (6,969 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (Oct 2019)
Tax Bill	$5,266 (2025)
Deeds & Mortgages	Oct 2019 Sale & Mortgage Dec 2018 Foreclosure + 1 more
Flood Zone	Zone X (minimal risk)
APN	`103201-0090`

Property Details

APN / Parcel Number

Primary APN	`103201-0090`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	1,678 sqft Living Area
Gross Area	2,093 sqft
1st Floor Area	1,678 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,969 sqft (0.16 acres)
Garage Type	Attached
Garage Area	415 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished/Open Porch
Porch Area	182 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	832 OAK ARBOR CIR
City	SAINT AUGUSTINE
State	FL
Zip	32084-8507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	50/42-48 HERITAGE PARK PHASE 1A LOT 9 OR4805/1373 & 6128/1065 & 6129/1756(H/R)
Legal Range	29E
Legal Township	07S
Legal Section	57
Legal Subdivision	HERITAGE PARK PHASE 1A
Legal Phase	1A
Legal Block	1
Legal Lot Number	9
Jurisdiction	ST JOHNS FL
Township / Civil Division	ST. AUGUSTINE
Census Block Group	1
Census Block	1004
Census Tract	20903

Owner

Source: St. Johns County records · APN 103201-0090

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	832 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8507
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Oct 02, 2019	Grant Deed, Transfer VETERANS ADMN
Dec 27, 2018	Grant Deed, Foreclosure ATTORNEY ONLY
Dec 13, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 02, 2019 · Amount on Record
Deed Sale	Oct 02, 2019 · Amount on Record
Prior Sale	Dec 13, 2018 · Amount on Record
Deed Document Number	201973079
Deed Book / Page	4805 / 1373
Record Updated	Jun 08, 2026

October 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 02, 2019
Property Address	832 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8507
Document Number	0048051373
Book / Page	004805 / 001373
Instrument Date	Aug 20, 2019
Instrument	73079
Transaction Type	Transfer
Record Updated	Oct 10, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,365.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	184 S HOLMES BLVD ST AUGUSTINE FL 320848331, ST AUGUSTINE, FL 32084-8331

Mortgage

Document Number	48051375
Date	Oct 02, 2019
Book Page	004805/001375
Instrument	73080

Lender

Name	VETERANS ADMN
Address	810 VERMONT AVE NW # 26, WASHINGTON, DC 20420-0001

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Oct 01, 2049

December 2018: Grant Deed, Foreclosure

Document Type	Grant Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 27, 2018
Property Address	832 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8507
Document Number	0046591530
Book / Page	004659 / 001530
Instrument Date	Dec 19, 2018
Instrument	91915
Transaction Type	Foreclosure
Record Updated	Jan 14, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ST JOHNS FL
Recording Date	Dec 13, 2018
Property Address	832 OAK ARBOR CIR, SAINT AUGUSTINE, FL 32084-8507
Document Number	0046531527
Book / Page	004653 / 001527
Instrument Date	Nov 29, 2018
Instrument	88956
Transaction Type	Foreclosure
Record Updated	Dec 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$1,225.70
Additional	Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Address	3415 VISION DR COLUMBUS OH 432196009, COLUMBUS, OH 43219-6009

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$294,776 (+2.59%) Land $85,000 Building $209,776	$294,776 (+2.59%) Land $85,000 Building $209,776
2025	$5,266.00 (+10.56%)	$287,331 (-1.13%)	$287,331 (-1.13%) Land $80,000 Building $207,331
2024	$4,763.00 (+6.7%)
2023	$4,464.00 (+3.36%)	$290,609 (+0.01%)	$290,609 (+0.01%) Land $90,000 Building $200,609
2022	$4,319.00	$290,593	$290,593 Land $80,640 Building $209,953

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121090209031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Cost	Premium on Record median of 40 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	40 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 7% of Florida
Wildfire Likelihood	About 1 in 3,226 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 428 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20

May also be available at this address: AT&T, Xfinity. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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