840 Lucy Rd, Howell, MI 48843 Property Records

Livingston County property record for 840 Lucy Rd, Howell, MI 48843

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,144 sqft · built 1973
Lot Size	0.51 acres (22,216 sqft)
Owner	2 Individual Names on Record
Last Sale	$325,000 (Sep 2024)
Tax Bill	$1 (2025)
Deeds & Mortgages	Jan 2017 Mortgage Mar 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-01-400-010`

Property Details

APN / Parcel Number

Primary APN	`10-01-400-010`
Alternative APN	`471001400010`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,144 sqft Living Area
1st Floor Area	1,612 sqft
Basement Area	532 sqft
Finished Basement	532 sqft

Exterior

Year Built	Built 1973
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	22,216 sqft (0.51 acres)
Garage Area	816 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	840 LUCY RD
City	HOWELL
State	MI
Zip	48843-2414
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SUBURB
Legal Description	SEC 1 T2N R4E BEG 528.21 FT S OF E 1/4 COR OF SEC, TH S 120 FT W 185 FT, N 120 FT, E 185 FT TO BEG, .5AC M/L
Legal Range	04E
Legal Township	02N
Legal Section	01
Legal Subdivision	PART OF SEC 1 T2N R4E
Legal Tract	730100
Jurisdiction	LIVINGSTON MI
Township / Civil Division	MARION
Census Block Group	3
Census Block	3036
Census Tract	725101

Owner

Source: Livingston County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	840 LUCY RD, HOWELL, MI 48843-2414
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2017	Deed of Trust, Mortgage OLD NATIONAL BANK
Mar 10, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 26, 2024 · Amount on Record
Deed Sale	Sep 26, 2024 · Amount on Record
Prior Sale	Jun 4, 2015 · Amount on Record
Deed Document Number	202417206
Prior Transfer Date	Feb 9, 2021
Prior Transfer Doc	0000010809
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LIVINGSTON MI
Property Address	840 LUCY RD, HOWELL, MI 48843-2414
Transaction Type	Mortgage
Record Updated	Nov 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001120
Date	Jan 10, 2017
Instrument	2017R-001120

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	BRIGHTON, MI 48116

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Dec 1, 2046

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	LIVINGSTON MI
Recording Date	Mar 10, 2021
Property Address	840 LUCY RD, HOWELL, MI 48843-2414
Document Number	0000010809
Instrument Date	Feb 9, 2021
Instrument	2021R-010809
Transaction Type	Transfer
Record Updated	Nov 8, 2022
Title Company	LEADING EDGE TITLE AGENCY, LEADING EDGE TITLE AGCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 LUCY RD, HOWELL, MI 48843-2414

Mortgage

Document Number	0000010810
Date	Mar 10, 2021
Instrument	2021R-010810

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Livingston County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Livingston County
County Subdivision	Marion Township
Municipality	Howell City
Unified School District	Howell Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$120,000 (+3.54%)	$240,000 (+3.54%)
2025	$1.00 (-99.57%) Homeowner's exemption	$115,900 (+23.3%)	$231,800 (+23.3%)
2024	$230.00 (-85.82%)
2023		$94,000
2021	$1,622.00		$188,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2008

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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