840 Hope Rd, Coldwater, MS 38618 Property Records

Tate County property record for 840 Hope Rd, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,321 sqft · built 1999
Lot Size	2.7 acres (117,612 sqft)
Owner	Individual Name on File
Tax Bill	$1,731 (2025)
Deeds & Mortgages	Dec 2019 Refinance Apr 2024 Line of Credit + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021 02 0001502`

Property Details

APN / Parcel Number

Primary APN	`021 02 0001502`

Interior

Bedrooms	3 Beds
Total Rooms	7 Rooms
Building Area	2,321 sqft Finished Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Lot Area	117,612 sqft (2.7 acres)
Patio Area	246 sqft

Location & Zoning

Street Address	840 HOPE RD
City	COLDWATER
State	MS
Zip	38618-5407
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT N1/2 N1/2 SE1/4
Legal Range	06
Legal Township	04
Legal Section	02
Jurisdiction	TATE MS
Township / Civil Division	5
Census Block Group	1
Census Block	1005
Census Tract	950100

Owner

840 Hope Rd is owned and occupied by an individual who acquired it in October 2023.

Source: Tate County records, as of January 20, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	840 HOPE RD, COLDWATER, MS 38618-5407
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST SECURITY BANK
Apr 23, 2024	Deed of Trust, Mortgage · Line of Credit FIRST SECURITY BANK
Oct 2, 2023	Deed of Trust, Mortgage · Conventional Mortgage EAGLE BANK AND TRUST COMPANY
Oct 2, 2023	Warranty Deed, Transfer · Conventional Mortgage EAGLE BANK AND TRUST COMPANY
Feb 21, 2019	Warranty Deed, Transfer · Stand-Alone First Mortgage FIRST SECURITY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2023
Deed Sale	Oct 2, 2023
Prior Sale	Feb 21, 2019 · Amount on File
Deed Document Number	0020233374
Deed Book / Page	2023 / 3374
Record Updated	Jun 8, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	840 HOPE RD, COLDWATER, MS 38618-5407
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2019/16030
Date	Dec 5, 2019
Book Page	2019/16030

Lender

Name	FIRST SECURITY BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	840 HOPE RD, COLDWATER, MS 38618-5407
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02024/4922
Date	Apr 23, 2024
Book Page	2024/4922

Lender

Name	FIRST SECURITY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Apr 12, 2034

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	840 HOPE RD, COLDWATER, MS 38618-5407
Transaction Type	Mortgage
Record Updated	Dec 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023/12419
Date	Oct 2, 2023
Book Page	2023/12419

Lender

Name	EAGLE BANK AND TRUST COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	Oct 2, 2023
Property Address	840 HOPE RD, COLDWATER, MS 38618-5407
Document Number	02023/3374
Book / Page	2023 / 3374
Instrument Date	Sep 15, 2023
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 HOPE RD, COLDWATER, MS 38618-5407

Mortgage

Document Number	0202312419
Date	Oct 2, 2023
Instrument	2023/12419

Lender

Name	EAGLE BANK AND TRUST COMPANY
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	Feb 21, 2019
Property Address	840 HOPE RD, COLDWATER, MS 38618-5407
Document Number	002019/609
Book / Page	2019 / 609
Instrument Date	Feb 4, 2019
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020192155
Date	Feb 21, 2019
Instrument	2019/2155

Lender

Name	FIRST SECURITY BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 840 Hope Rd was $1,731.

Source: Tate County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,731.00	$14,145 Land $1,669 Building $12,476	$141,453 Land $16,690 Building $124,763
2023	$1,437.00	$10,839 Land $1,669 Building $9,170	$108,390 Land $16,690 Building $91,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 840 Hope Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 840 Hope Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 77% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Starlink Satellite	280 / 30
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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