479 Hope Rd, Coldwater, MS 38618 Property Records

Tate County property record for 479 Hope Rd, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	4 bd · 3,589 sqft · built 2017
Lot Size	20.5 acres (892,980 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,877 (2025)
Deeds & Mortgages	Jul 2018 Mortgage May 2020 Refinance + 3 more
Flood Zone	Zone X (minimal risk)
APN	`021 02 0000400`

Property Details

APN / Parcel Number

Primary APN	`021 02 0000400`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	3,589 sqft Finished Area
1st Floor Area	1,869 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Aluminum/Vinyl
Roof Type	Hip
Roof Material	Shingle
Lot Area	892,980 sqft (20.5 acres)
Patio Area	195 sqft

Location & Zoning

Street Address	479 HOPE RD
City	COLDWATER
State	MS
Zip	38618-5416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT S1/2 NW1/4
Legal Range	06
Legal Township	04
Legal Section	02
Legal Subdivision	HOPE CROSSING SUBDIVISION
Jurisdiction	TATE MS
Township / Civil Division	5
Census Block Group	1
Census Block	1003
Census Tract	950100

Owner

479 Hope Rd is owned and occupied by two individuals who acquired it in July 2018.

Source: Tate County records, as of June 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	479 HOPE RD, COLDWATER, MS 38618-5416
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2018	Deed of Trust, Mortgage BANCORPSOUTH BANK
May 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance BANCORPSOUTH BANK
Jul 20, 2018	Warranty Deed, Transfer
Oct 2, 2017	Warranty Deed, Transfer
Jun 19, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 2, 2017
Deed Sale	Oct 2, 2017
Prior Sale	Jun 19, 2017
Deed Book / Page	2017 / 2975
Last Transfer Date	Jul 3, 2018
Transfer Doc	02018/2533
Record Updated	Sep 20, 2026

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	479 HOPE RD, COLDWATER, MS 38618-5416
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000007961
Date	Jul 11, 2018
Book Page	0000002018/0000007961

Lender

Name	BANCORPSOUTH BANK
Type	Bank

Agreement

Amount	Amount on Record
Term	354 Months
Due	Jan 1, 2048

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	479 HOPE RD, COLDWATER, MS 38618-5416
Transaction Type	Mortgage
Record Updated	Jun 3, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020/6477
Date	May 14, 2020
Book Page	2020/6477

Lender

Name	BANCORPSOUTH BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2050

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	Jul 20, 2018
Property Address	479 HOPE RD, COLDWATER, MS 38618-5416
Document Number	2018/2533
Book / Page	2018 / 2533
Instrument Date	Jul 3, 2018
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	479 HOPE RD, COLDWATER, MS 38618-5416

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	Oct 2, 2017
Property Address	479 HOPE RD, COLDWATER, MS 38618-5416
Document Number	2017/2975
Book / Page	2017 / 2975
Map Reference	PL 14 PG 4-7
Instrument Date	Sep 21, 2017
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3170 BETT RD, 3170, COLDWATER, MS 38618-3527

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	113 HOPE RD, COLDWATER, MS 38618-5415

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	Jun 19, 2017
Property Address	479 HOPE RD, COLDWATER, MS 38618-5416
Document Number	2017/1810
Book / Page	2017 / 1810
Instrument Date	Jun 15, 2017
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5412 DUE LN, HATTIESBURG, MS 39401

Tax Assessment & Valuation

The 2025 property tax bill for 479 Hope Rd was $1,877.

Source: Tate County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,877.00	$22,840 Land $2,448 Building $20,392	$226,404 Land $22,489 Building $203,915
2023	$2,035.00	$22,847 Land $2,455 Building $20,392	$226,446 Land $22,531 Building $203,915

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 479 Hope Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 479 Hope Rd is moderate, ranking above 63% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 63% of the US · above 81% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

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