471 Hope Rd, Coldwater, MS 38618 Property Records

Tate County property record for 471 Hope Rd, Coldwater, MS 38618

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,320 sqft · built 2018
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$492,765 (Jun 2026)
Tax Bill	$2,498 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Feb 2026 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`021 02 0000417`

Property Details

APN / Parcel Number

Primary APN	`021 02 0000417`

Interior

Bedrooms	4 Beds
Total Rooms	7 Rooms
Building Area	2,320 sqft Finished Area
1st Floor Area	1,837 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Brick Veneer
Roof Type	Hip
Roof Material	Shingle
Lot Area	130,680 sqft (3 acres)

Location & Zoning

Street Address	471 HOPE RD
City	COLDWATER
State	MS
Zip	38618-5416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 17 HOPE CROSSING S/D PB 14/4
Legal Range	06
Legal Township	04
Legal Section	02
Legal Subdivision	HOPE CROSSING S/D
Legal Lot Number	17
Jurisdiction	TATE MS
Township / Civil Division	5
Census Block Group	1
Census Block	1003
Census Tract	950100

Owner

471 Hope Rd is owned and occupied by two individuals who bought it in June 2026.

Source: Tate County records, as of July 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	471 HOPE RD, COLDWATER, MS 38618-5416
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2026	Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK
Feb 23, 2026	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Apr 25, 2018	Deed of Trust, Mortgage AMERICAN MORTGAGE SERVICES LP
Apr 25, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 4, 2026 · Amount on File
Deed Sale	Jun 4, 2026 · Amount on File
Prior Sale	Apr 25, 2018 · Amount on File
Deed Book / Page	2026 / 2068
Record Updated	Sep 20, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	Jun 4, 2026
Property Address	471 HOPE RD, COLDWATER, MS 38618-5416
Document Number	2026002068
Book / Page	2026 / 2068
Instrument Date	Jun 1, 2026
Transaction Type	Transfer
Record Updated	Jun 23, 2026
Title Company	GUARDIAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	471 HOPE RD, COLDWATER, MS 38618-5416

Mortgage

Document Number	2026008265,
Date	Jun 4, 2026
Book Page	2026/8265

Lender

Name	TRUSTMARK NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.23%
Initial Type	Fixed Rate
Max Rate	-1%

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	471 HOPE RD, COLDWATER, MS 38618-5416
Transaction Type	Mortgage
Record Updated	Mar 17, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02026/2310
Date	Feb 23, 2026
Book Page	2026/2310

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	241 Months
Due	Mar 1, 2046

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	TATE MS
Property Address	471 HOPE RD, COLDWATER, MS 38618-5416
Transaction Type	Mortgage
Record Updated	Mar 3, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002018/0000004435
Date	Apr 25, 2018
Book Page	0000002018/0000004435

Lender

Name	AMERICAN MORTGAGE SERVICES LP

Agreement

Amount	Amount on Record

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TATE MS
Recording Date	Apr 25, 2018
Property Address	471 HOPE RD, COLDWATER, MS 38618-5416
Document Number	2018/1342
Book / Page	2018 / 1342
Instrument Date	Apr 20, 2018
Transaction Type	Transfer
Record Updated	Nov 5, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	417 HOPE RD, COLDWATER, MS 38618-5416

Tax Assessment & Valuation

The 2025 property tax bill for 471 Hope Rd was $2,498.

Source: Tate County assessment roll, as of December 9, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Tate County
Unified School District	Tate County School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,498.00	$22,865 Land $2,500 Building $20,365	$228,647 Land $25,000 Building $203,647
2023	$2,016.00	$17,464 Land $2,500 Building $14,964	$174,637 Land $25,000 Building $149,637

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 471 Hope Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 3, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 471 Hope Rd is moderate, ranking above 61% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 61% of the US · above 78% of Mississippi
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Hope Rd

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