Albemarle County property record for 840 Harris Rd, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 1,913 sqft · built 1991 |
| Lot Size | 0.216 acres (9,409 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $359,000 (May 2017) |
| Tax Bill | $5,208 (2026) |
| Deeds & Mortgages | Oct 2021 Mortgage Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 076M2-01-00-08200 |
| Primary APN | 076M2-01-00-08200 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,913 sqft Finished Area |
| Basement Area | 952 sqft |
| Finished Basement | 635 sqft |
| Unfinished Basement | 317 sqft |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1991 |
|---|---|
| Effective Year Built | Effective 1991 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,409 sqft (0.216 acres) |
| View / Lot | Proximity to Airport |
| Porch | Slab |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 216 sqft |
| Patio Area | 216 sqft |
| Storage Building | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 840 HARRIS RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-6467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED UN |
| Legal Description | WILLOUGHBY 5 82 PH III |
| Legal Subdivision | WILLOUGHBY |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SCOTTSVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11303 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 840 HARRIS RD, CHARLOTTESVILLE, VA 22902-6467 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 4, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Oct 4, 2021 | Gift Deed, Transfer · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 25, 2017 | Grant Deed, Transfer · Conventional with PMI TIDEWATER MTG SVCS INC/VA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2017 · Amount on Record |
| Deed Sale | May 25, 2017 · Amount on Record |
| Prior Sale | Aug 2, 2013 · Amount on Record |
| Deed Document Number | 20175786 |
| Deed Book / Page | 4912 / 642 |
| Last Transfer Date | Sep 29, 2021 |
| Transfer Doc | 5619/234 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 840 HARRIS RD, CHARLOTTESVILLE, VA 22902-6467 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|
| Document Number | 005619/238 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 5619/238 |
| Instrument | 2021-00016842 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Gift Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | Oct 4, 2021 |
| Property Address | 840 HARRIS RD, CHARLOTTESVILLE, VA 22902-6467 |
| Document Number | 5619/234 |
| Book / Page | 5619 / 234 |
| Map Reference | MB 1169 PG 408 |
| Instrument Date | Sep 29, 2021 |
| Instrument | 2021-00016841 |
| Transaction Type | Transfer |
| Record Updated | Oct 22, 2021 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 840 HARRIS RD, CHARLOTTESVILLE, VA 22902-6467 |
| Document Number | 5619/238 |
|---|---|
| Date | Oct 4, 2021 |
| Book Page | 5619/238 |
| Instrument | 2021-00016842 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Recording Date | May 25, 2017 |
| Property Address | 840 HARRIS RD, CHARLOTTESVILLE, VA 22902-6467 |
| Document Number | 0000005789 |
| Book / Page | 004912 / 000642 |
| Instrument Date | May 16, 2017 |
| Instrument | 5789 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2017 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $359.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 840 HARRIS RD CHARLOTTESVILLE VA 229026467, CHARLOTTESVILLE, VA 22902-6467 |
| Document Number | 5787 |
|---|---|
| Date | May 25, 2017 |
| Book Page | 004912/000645 |
| Instrument | 5787 |
| Name | TIDEWATER MTG SVCS INC/VA |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 24, 2047 |
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,208.00 (+4.1%) | $582,500 (+4.07%) Land $145,000 Building $437,500 | $582,500 (+4.07%) Land $145,000 Building $437,500 |
| 2025 | $5,003.00 (+23.23%) | $559,700 (+17.71%) Land $145,000 Building $414,700 | $559,700 (+17.71%) Land $145,000 Building $414,700 |
| 2023 | $4,060.00 | $475,500 Land $130,000 Building $345,500 | $475,500 Land $130,000 Building $345,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures