Albemarle County property record for 836 Harris Rd, Charlottesville, VA 22902
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3.5 ba · 1,838 sqft · built 1992 |
| Lot Size | 0.216 acres (9,409 sqft) |
| Owner | Company Name on Record |
| Last Sale | $292,000 (May 2012) |
| Tax Bill | $4,863 (2026) |
| Deeds & Mortgages | Jan 2021 Mortgage Mar 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 076M2-01-00-08400 |
| Primary APN | 076M2-01-00-08400 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 1,838 sqft Finished Area |
| Basement Area | 912 sqft |
| Finished Basement | 912 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1992 |
|---|---|
| Effective Year Built | Effective 1992 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 9,409 sqft (0.216 acres) |
| View / Lot | Proximity to Airport |
| Porch | Slab |
|---|---|
| Porch Area | 144 sqft |
| Deck Area | 192 sqft |
| Patio Area | 188 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Street Address | 836 HARRIS RD |
|---|---|
| City | CHARLOTTESVILLE |
| State | VA |
| Zip | 22902-6467 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PLANNED UN |
| Legal Description | WILLOUGHBY 5 84 PH III |
| Legal Subdivision | WILLOUGHBY |
| Jurisdiction | ALBEMARLE VA |
| Township / Civil Division | SCOTTSVILLE |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 11303 |
Source: Albemarle County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 836 HARRIS RD, CHARLOTTESVILLE, VA 22902-6467 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Jan 15, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Mar 29, 2017 | Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 23, 2012 · Amount on Record |
| Deed Sale | May 23, 2012 · Amount on Record |
| Deed Document Number | 20126483 |
| Deed Book / Page | 4177 / 497 |
| Last Transfer Date | Mar 20, 2015 |
| Transfer Doc | 0000005310 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 836 HARRIS RD, CHARLOTTESVILLE, VA 22902-6467 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2021 |
| Name | Verified Name |
|---|
| Document Number | 202100000862 |
|---|---|
| Date | Jan 15, 2021 |
| Book Page | 5462/212 |
| Instrument | 2021-00000862 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | VIRGINIA BEACH, VA 23452 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ALBEMARLE VA |
| Property Address | 836 HARRIS RD, CHARLOTTESVILLE, VA 22902-6467 |
| Document Number | 0000009559 |
| Book / Page | 004948 / 000475 |
| Instrument Date | Mar 29, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2017 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 836 HARRIS RD CHARLOTTESVILLE VA 229026467, CHARLOTTESVILLE, VA 22902-6467 |
| Document Number | 0000009559 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 004948/000475 |
| Instrument | 9559 |
| Name | BRANCH BK&TR |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23219-4079 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Albemarle County assessment roll, as of June 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Albemarle County |
| Unified School District | Albemarle County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,863.00 (+3.36%) | $544,000 (+3.36%) Land $145,000 Building $399,000 | $544,000 (+3.36%) Land $145,000 Building $399,000 |
| 2025 | $4,705.00 (+21.23%) | $526,300 (+15.8%) Land $145,000 Building $381,300 | $526,300 (+15.8%) Land $145,000 Building $381,300 |
| 2023 | $3,881.00 | $454,500 Land $130,000 Building $324,500 | $454,500 Land $130,000 Building $324,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | May 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures