837 Harris Rd, Charlottesville, VA 22902 Property Records

Albemarle County property record for 837 Harris Rd, Charlottesville, VA 22902

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,262 sqft · built 1992
Lot Size	0.182 acres (7,928 sqft)
Owner	2 Trust Names on File
Last Sale	$222,500 (Apr 2011)
Tax Bill	$4,105 (2026)
Deeds & Mortgages	Jan 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`076M2-01-00-05100`

Property Details

APN / Parcel Number

Primary APN	`076M2-01-00-05100`
Alternative APN	`31528`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,262 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	7,928 sqft (0.182 acres)
View / Lot	Proximity to Airport

Exterior Amenities

Porch	Slab
Porch Area	21 sqft
Deck Area	256 sqft
Patio Area	120 sqft
Shed	1 Shed
Shed Area	40 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Street Address	837 HARRIS RD
City	CHARLOTTESVILLE
State	VA
Zip	22902-6468
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PLANNED UN
Legal Description	WILLOUGHBY 5 51 PH III
Legal Subdivision	WILLOUGHBY
Jurisdiction	ALBEMARLE VA
Township / Civil Division	SCOTTSVILLE
Census Block Group	2
Census Block	2000
Census Tract	11303

Owner

837 Harris Rd is owner-occupied and held in a trust since April 2011.

Source: Albemarle County records, as of August 18, 2026

Owner of Record	2 Trust Names on File
Mailing Address	837 HARRIS RD, CHARLOTTESVILLE, VA 22902-6468
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 19, 2011 · Amount on File
Deed Sale	Apr 19, 2011 · Amount on File
Deed Document Number	20114561
Deed Book / Page	4023 / 96
Prior Transfer Date	Dec 2, 2001
Prior Transfer Doc	0000013767
Record Updated	Sep 20, 2026

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALBEMARLE VA
Property Address	837 HARRIS RD, CHARLOTTESVILLE, VA 22902-6468
Document Number	0000000570
Book / Page	005005 / 000166
Instrument Date	Jan 18, 2017
Transaction Type	Mortgage
Record Updated	Feb 7, 2018
Title Company	DATA SEARCH INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	837 HARRIS RD CHARLOTTESVILLE VA 229026468, CHARLOTTESVILLE, VA 22902-6468

Mortgage

Document Number	0000000570
Date	Jan 18, 2018
Book Page	005005/000166
Instrument	570

Lender

Name	BRANCH BK&TR
Type	Bank
Address	RICHMOND, VA 23219-4079

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2026 property tax bill for 837 Harris Rd was $4,105, up 3.3% from the year before.

Source: Albemarle County assessment roll, as of June 15, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Albemarle County
Unified School District	Albemarle County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,105.00 (+3.35%)	$459,200 (+3.35%) Land $145,000 Building $314,200	$459,200 (+3.35%) Land $145,000 Building $314,200
2025	$3,972.00	$444,300 Land $145,000 Building $299,300	$444,300 Land $145,000 Building $299,300
2023	$3,274.00	$383,400 Land $130,000 Building $253,400	$383,400 Land $130,000 Building $253,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 837 Harris Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 3, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 837 Harris Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ACSA URBAN AREA serves 77,408 people · EPA ID VA2003053
Water Source	Purchased surface water from several systems
Last State Inspection	May 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 223 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20