840 Commerce St, Loudon, TN 37774 Property Records

Loudon County property record for 840 Commerce St, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	1 ba · 672 sqft · built 1958
Lot Size	0.253 acres (11,056 sqft)
Owner	2 Individual Names on File
Tax Bill	$620 (2025)
Flood Zone	Zone X (minimal risk)
APN	`053041H D 01800`

Property Details

APN / Parcel Number

Primary APN	`053041H D 01800`
Alternative APNs	`041H D 01800 000041H` `041H D 01800`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	672 sqft Living Area
1st Floor Area	672 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1958
Effective Year Built	Effective 1998
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	11,056 sqft (0.253 acres)
Lot Dimensions	150 ft deep x 75 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	216 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Porch
Porch Area	15 sqft
Deck Area	24 sqft
Patio Area	24 sqft
Shed	1 Shed
Shed Area	80 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	041H D 01800 000041H
Street Address	840 COMMERCE ST
City	LOUDON
State	TN
Zip	37774-1336
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-2
Legal Description	W ROSEDALE PARK 44,- 1 044F D 044F 01800 000
Legal Subdivision	W ROSEDALE PARK
Legal Lot Number	44 46
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	3
Census Block	3002
Census Tract	60600

Owner

840 Commerce St is owned and occupied by two individuals who acquired it in September 2006.

Source: Loudon County records, as of January 22, 2026

Owner of Record	2 Individual Names on File
Mailing Address	840 COMMERCE ST, LOUDON, TN 37774-1336
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2006
Deed Sale	Sep 18, 2006
Prior Sale	Oct 4, 2000 · Amount on File
Deed Document Number	0000312771
Deed Book / Page	255 / 454
Record Updated	Jun 8, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 840 Commerce St was $620.

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Municipality	Loudon City
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$620.00	$20,975 (-) Land $3,925 Building $17,050
2024	$620.00	$20,975 (-) Land $3,925 Building $17,050
2023		$20,975 (-) Land $3,925 Building $17,050
2022	$230.00	$20,975 Land $3,925 Building $17,050	$83,900 (-) Land $15,700 Building $68,200
2021			$83,900 Land $15,700 Building $68,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 840 Commerce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 840 Commerce St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20