Loudon County property record for 820 Commerce St, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,232 sqft · built 2006 |
| Lot Size | 0.176 acres (7,680 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $101,200 (Jan 2007) |
| Tax Bill | $889 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 053041H D 01000 |
| Primary APN | 053041H D 01000 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,232 sqft Living Area |
| 1st Floor Area | 1,232 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,680 sqft (0.176 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Terrain | Rolling |
| Garage Type | Carport |
| Carport | Carport |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 192 sqft |
| Shed | 1 Shed |
| Shed Area | 96 sqft |
| Utility Building | 96 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 041H D 01000 000041H |
|---|---|
| Street Address | 820 COMMERCE ST |
| City | LOUDON |
| State | TN |
| Zip | 37774-1336 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-2 |
| Legal Description | W ROSEDALE PARK 23 1 044F D 044F 00900 000 |
| Legal Subdivision | W ROSEDALE PARK |
| Legal Lot Number | 23 24 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 1 |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 60600 |
Source: Loudon County records, as of January 22, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 820 COMMERCE ST, LOUDON, TN 37774-1336 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 11, 2007 · Amount on Record |
| Deed Sale | Jan 11, 2007 · Amount on Record |
| Prior Sale | Oct 15, 2005 |
| Deed Document Number | 0000315524 |
| Deed Book / Page | 315 / 524 |
| Record Updated | Jun 8, 2026 |
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Municipality | Loudon City |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $889.00 | $30,075 (-) Land $2,950 Building $27,125 | |
| 2024 | $889.00 (+169.39%) | $30,075 (-) Land $2,950 Building $27,125 | |
| 2023 | $30,075 (-) Land $2,950 Building $27,125 | ||
| 2022 | $330.00 | $30,075 Land $2,950 Building $27,125 | $120,300 (-) Land $11,800 Building $108,500 |
| 2021 | $120,300 Land $11,800 Building $108,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 72% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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