826 Commerce St, Loudon, TN 37774 Property Records

Loudon County property record for 826 Commerce St, Loudon, TN 37774

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,512 sqft · built 1967
Lot Size	0.428 acres (18,665 sqft)
Owner	Individual Name on File
Last Sale	$60,000 (Dec 2018)
Tax Bill	$1,316 (2025)
Deeds & Mortgages	Dec 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`053041H D 01200`

Property Details

APN / Parcel Number

Primary APN	`053041H D 01200`
Alternative APNs	`041H D 01200 000041H` `041H D 01200`

Interior

Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft
Flooring	Carpet
Interior Walls	Paneling

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1977
Exterior Material	Concrete Block
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	18,665 sqft (0.428 acres)
Lot Dimensions	150 ft deep x 126 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	None
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	041H D 01200 000041H
Street Address	826 COMMERCE ST
City	LOUDON
State	TN
Zip	37774-1366
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	P-1
Legal Description	W ROSEDALE PARK 31R 1 044F D 044F 01200 000 SPEEDWASH LAUNDERMAT
Legal Subdivision	W ROSEDALE PARK
Legal Lot Number	31R 3233
Jurisdiction	LOUDON TN
Township / Civil Division	1
Census Block Group	3
Census Block	3002
Census Tract	60600

Owner

826 Commerce St is owned by an individual who bought it in December 2018.

Source: Loudon County records, as of January 22, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 34, LOUDON, TN 37774-0034
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 13, 2018 · Amount on File
Deed Sale	Dec 13, 2018 · Amount on File
Prior Sale	Oct 5, 2007 · Amount on File
Deed Document Number	0000409148
Deed Book / Page	409 / 148
Record Updated	Jun 8, 2026

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LOUDON TN
Recording Date	Dec 13, 2018
Property Address	826 COMMERCE ST, LOUDON, TN 37774-1366
Document Number	0000010442
Book / Page	000409 / 000148
Instrument Date	Dec 13, 2018
Instrument	10442
Transaction Type	Transfer
Record Updated	Dec 24, 2018
Title Company	SOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TITLE & ABSTRACT

Transaction

Amount	Amount on Record
Tax	$222.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 34 LOUDON TN 377740034, LOUDON, TN 37774-0034

Tax Assessment & Valuation

The 2025 property tax bill for 826 Commerce St was $1,316.

Source: Loudon County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Municipality	Loudon City
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,316.00	$44,520 (-) Land $8,480 Building $36,040
2024	$1,316.00	$44,520 (-) Land $8,480 Building $36,040
2023		$44,520 (-) Land $8,480 Building $36,040
2022	$489.00	$44,520 Land $8,480 Building $36,040	$111,300 (-) Land $21,200 Building $90,100
2021			$111,300 Land $21,200 Building $90,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 826 Commerce St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 826 Commerce St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 280 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20