840 Cambridge Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 840 Cambridge Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,402 sqft · built 1986
Lot Size	0.16 acres (6,967 sqft)
Owner	2 Individual Names on File
Last Sale	$494,500 (Apr 2020)
Tax Bill	$5,938 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Apr 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`244-050-290-000`

Property Details

APN / Parcel Number

Primary APN	`244-050-290-000`
Alternative APN	`244-050-29`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,402 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	6,967 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	244-050-29
Street Address	840 CAMBRIDGE CT
City	TRACY
State	CA
Zip	95377-9029
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	REDRAW 881102 FR ORIG APN 237680293
Legal Subdivision	FAIRHAVEN
Legal Tract	1853
Legal Block	1
Legal Lot Number	99
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1018
Census Tract	5217

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	840 CAMBRIDGE CT, TRACY, CA 95377-9029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 30, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 31, 2019	Grant Deed, Construction Loan · Construction Mortgage IRON BRIDGE MORTGAGE FUND LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2020 · Amount on File
Deed Sale	Apr 30, 2020 · Amount on File
Prior Sale	Dec 31, 2019 · Amount on File
Deed Document Number	202052052
Prior Transfer Date	Apr 2, 2009
Prior Transfer Doc	0000054976
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	840 CAMBRIDGE CT, TRACY, CA 95377-9029
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	840 CAMBRIDGE CT, TRACY, CA 95377-9029

Mortgage

Document Number	0000131939
Date	Aug 6, 2021
Instrument	2021-131939

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2051

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 30, 2020
Property Address	840 CAMBRIDGE CT, TRACY, CA 95377-9029
Document Number	0000052052
Map Reference	VOL 26 PG 96
Instrument Date	Apr 29, 2020
Instrument	2020-052052
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	840 CAMBRIDGE CT, TRACY, CA 95377-9029

Mortgage

Document Number	0000052053
Date	Apr 30, 2020
Instrument	2020-052053

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2050

December 2019: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Dec 31, 2019
Property Address	840 CAMBRIDGE CT, TRACY, CA 95377-9029
Document Number	0000155717
Map Reference	MB 26 PG 96
Instrument Date	Dec 23, 2019
Instrument	2019-155717
Transaction Type	Construction Loan
Record Updated	Aug 3, 2021
Title Company	OLD REPUBLIC TITLE CO SAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	760 HERITAGE PL, TRACY, CA 95377-9019

Mortgage

Document Number	0000155718
Date	Dec 31, 2019
Instrument	2019-155718

Lender

Name	IRON BRIDGE MORTGAGE FUND LLC
Type	Lending Institution

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	7 Months
Due	Jun 30, 2020

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,938.00 (+1.57%)
2025	$5,846.00 (+5.01%)	$540,804 (+4.04%) Land $164,045 Building $376,759
2023	$5,567.00 (+1.85%)	$519,806 Land $157,676 Building $362,130	$584,550
2022	$5,466.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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