745 Cambridge Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 745 Cambridge Ct, Tracy, CA 95377

Property Summary

Property Type	Duplex
Details	3 bd · 1.5 ba · 485 sqft · built 1985
Lot Size	0.13 acres (5,663 sqft)
Owner	2 Individual Names on Record
Last Sale	$490,000 (Apr 2019)
Tax Bill	$6,930 (2026)
Deeds & Mortgages	Nov 2021 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`244-050-390-000`

Property Details

APN / Parcel Number

Primary APN	`244-050-390-000`
Alternative APN	`244-050-39`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	485 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,663 sqft (0.13 acres)
Parking Spaces	2 Parking Spaces
Pool Type	Pool with Hot Tub/Spa

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	244-050-39
Street Address	745 CAMBRIDGE CT
City	TRACY
State	CA
Zip	95377-9028
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	TRACT 1853 LOT 109
Legal Subdivision	FAIRHAVEN
Legal Tract	1853
Legal Block	1
Legal Lot Number	109
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1018
Census Tract	5217

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	745 CAMBRIDGE CT, TRACY, CA 95377-9028
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC
Apr 18, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Apr 15, 2019	Grant Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
Jan 27, 2017	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE CO
Jan 27, 2017	Grant Deed, Transfer · Conventional Mortgage AMERICAN PACIFIC MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 15, 2019 · Amount on Record
Deed Sale	Apr 15, 2019 · Amount on Record
Prior Sale	Jan 27, 2017 · Amount on Record
Deed Document Number	201936875
Prior Transfer Date	Jun 27, 1996
Prior Transfer Doc	0000070062
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	745 CAMBRIDGE CT, TRACY, CA 95377-9028
Transaction Type	Mortgage
Record Updated	Dec 3, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 CAMBRIDGE CT, TRACY, CA 95377-9028

Mortgage

Document Number	0000191593
Date	Nov 17, 2021
Instrument	2021-191593

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	745 CAMBRIDGE CT, TRACY, CA 95377-9028
Document Number	0000049180
Instrument Date	Apr 18, 2020
Transaction Type	Mortgage
Record Updated	May 13, 2020
Title Company	CHICAGO TITLE COMPANY STOCKTON, CHICAGO TITLE CO STOCKTON

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	745 CAMBRIDGE CT TRACY CA 953779028, TRACY, CA 95377-9028

Mortgage

Document Number	0000049180
Date	Apr 23, 2020
Instrument	49180

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 22, 2050

April 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 15, 2019
Property Address	745 CAMBRIDGE CT, TRACY, CA 95377-9028
Document Number	0000036875
Instrument Date	Mar 18, 2019
Instrument	36875
Transaction Type	Transfer
Record Updated	May 9, 2019
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$539.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	745 CAMBRIDGE CT TRACY CA 953779028, TRACY, CA 95377-9028

Mortgage

Document Number	36876
Date	Apr 15, 2019
Instrument	36876

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 14, 2049

January 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 27, 2017
Property Address	745 CAMBRIDGE CT, TRACY, CA 95377-9028
Document Number	0000011768
Instrument Date	Jan 19, 2017
Instrument	11768
Transaction Type	Transfer
Record Updated	Feb 6, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	745 CAMBRIDGE CT TRACY CA 953779028, TRACY, CA 95377-9028

January 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 27, 2017
Property Address	745 CAMBRIDGE CT, TRACY, CA 95377-9028
Document Number	0000011767
Map Reference	MAP26 PG96
Instrument Date	Jan 19, 2017
Instrument	2017-011767
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	745 CAMBRIDGE CT, TRACY, CA 95377-9028

Mortgage

Document Number	0000011769
Date	Jan 27, 2017
Instrument	2017-011769

Lender

Name	AMERICAN PACIFIC MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,930.00 (+16.96%)
2025	$5,925.00 (+5.33%)	$546,599 (+4.04%) Land $133,860 Building $412,739
2023	$5,625.00 (+1.85%)	$525,376 Land $128,663 Building $396,713	$653,940
2022	$5,523.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

Nearby Properties on Cambridge Ct

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures