731 Cambridge Ct, Tracy, CA 95377 Property Records

San Joaquin County property record for 731 Cambridge Ct, Tracy, CA 95377

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,454 sqft · built 1985
Lot Size	0.133 acres (5,770 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,000 (Apr 1997)
Tax Bill	$3,256 (2026)
Deeds & Mortgages	Feb 2021 Mortgage Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`244-050-380-000`

Property Details

APN / Parcel Number

Primary APN	`244-050-380-000`
Alternative APN	`244-050-38`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,454 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	5,770 sqft (0.133 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	244-050-38
Street Address	731 CAMBRIDGE CT
City	TRACY
State	CA
Zip	95377-9028
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 1853 LOT 108
Legal Subdivision	FAIRHAVEN
Legal Tract	1853
Legal Block	1
Legal Lot Number	108
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	1
Census Block	1018
Census Tract	5217

Owner

Source: San Joaquin County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	731 CAMBRIDGE CT, TRACY, CA 95377-9028
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 17, 2021	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Feb 5, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jan 8, 2019	Intrafamily Transfer, Transfer · FHA Mortgage TOP FLITE FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 1997 · Amount on Record
Deed Sale	Apr 30, 1997 · Amount on Record
Deed Document Number	199741997
Last Transfer Date	Dec 31, 2018
Transfer Doc	0000002502
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	731 CAMBRIDGE CT, TRACY, CA 95377-9028
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	TITLE CONNECTION, TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 CAMBRIDGE CT, TRACY, CA 95377-9028

Mortgage

Document Number	0000029448
Date	Feb 17, 2021
Instrument	2021-029448

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	731 CAMBRIDGE CT, TRACY, CA 95377-9028
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015679
Date	Feb 5, 2020
Instrument	2020-015679

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	350 Months
Due	Apr 1, 2049

January 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Jan 8, 2019
Property Address	731 CAMBRIDGE CT, TRACY, CA 95377-9028
Document Number	0000002502
Map Reference	VOL 26 PG 96
Instrument Date	Dec 31, 2018
Instrument	2019-002502
Transaction Type	Transfer
Record Updated	Aug 3, 2021
Title Company	TIMIOS INC CALIFORNIA OPERAT

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	731 CAMBRIDGE CT, TRACY, CA 95377-9028

Mortgage

Document Number	0000002503
Date	Jan 8, 2019
Instrument	2019-002503

Lender

Name	TOP FLITE FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of September 24, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Secondary School District	Tracy Unified School District (9-12) (09 - 12)
Elementary School District	Jefferson Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,256.00 (+1.56%)
2025	$3,206.00 (+5.01%)	$291,205 (+4.04%) Land $81,426 Building $209,779
2023	$3,053.00 (+1.87%)	$279,899 Land $78,265 Building $201,634	$564,480
2022	$2,997.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 679 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Matrix Broadband Fixed Wireless	600 / 120
unWired Broadband Fixed Wireless	400 / 50
Cal.net Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Verizon.

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