84 Spring St NW, Concord, NC 28025 Property Records

Cabarrus County property record for 84 Spring St NW, Concord, NC 28025

Property Summary

Property Type	Historical Building
Details	3 bd · 1 ba · 1,870 sqft · built 1910
Lot Size	0.334 acres (14,528 sqft)
Owner	Company Name on Record
Last Sale	$260,000 (Apr 2022)
Tax Bill	$2,336 (2023)
Deeds & Mortgages	Apr 2022 Sale Apr 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`5620 78 8514`

Property Details

APN / Parcel Number

Primary APN	`5620 78 8514`
Alternative APNs	`12026 0007.000000` `130042` `146799`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,870 sqft Total Area
1st Floor Area	1,677 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1990
Exterior Material	Wood
Foundation Type	Footing
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	14,528 sqft (0.334 acres)
Lot Dimensions	227 ft deep x 64 ft wide
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	193 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	146799
Street Address	84 SPRING ST NW
City	CONCORD
State	NC
Zip	28025-4747
Property Category	Residential
Property Type	Residential > Specialized > Historical Building
Local Zoning Code	RM-1
Legal Description	NE SIDE SPRING ST NW
Legal Subdivision	NORTH HISTORIC CONCORD
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	3
Census Block	3000
Census Tract	41902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Union Street Historic District listed 1986 · 150 contributing resources · NRIS 86000789

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cabarrus County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	6525 CARNEGIE BLVD, 400, CHARLOTTE, NC 28211-0501
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2022	Warranty Deed, Transfer
Apr 1, 2022	Special Warranty Deed, Transfer
Apr 25, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
May 25, 2017	Deed of Trust, Mortgage · Conventional Mortgage US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 5, 2022 · Amount on Record
Deed Sale	Apr 5, 2022 · Amount on Record
Prior Sale	Apr 1, 2022 · Amount on Record
Deed Document Number	202211515
Deed Book / Page	15951 / 89
Record Updated	Oct 29, 2026

April 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 5, 2022
Property Address	84 SPRING ST NW, CONCORD, NC 28025-4747
Document Number	0001595189
Book / Page	15951 / 89
Instrument Date	Apr 1, 2022
Transaction Type	Transfer
Record Updated	Oct 21, 2022

Transaction

Amount	Amount Recorded
Tax	$520.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1311 FOREST RIDGE DR, 1311, FORT MILL, SC 29715-6427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6525 CARNEGIE BLVD #400 # 400, 400, CHARLOTTE, NC 28211-0501

April 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 1, 2022
Property Address	84 SPRING ST NW, CONCORD, NC 28025-4747
Document Number	0015945332
Book / Page	15945 / 332
Instrument Date	Mar 24, 2022
Transaction Type	Transfer
Record Updated	Apr 13, 2022

Transaction

Amount	Amount Recorded
Tax	$10.00
Amount Accuracy	Rounded by County
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5243 RIVERSIDE DR APT 1603, 5243, MACON, GA 31210-0871

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1311 FOREST RIDGE DR, FORT MILL, SC 29715-6427

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CABARRUS NC
Recording Date	Apr 25, 2019
Property Address	84 SPRING ST NW, CONCORD, NC 28025-4747
Document Number	134741
Book / Page	013474 / 000001
Instrument Date	Apr 25, 2019
Instrument	9757
Transaction Type	Transfer
Record Updated	May 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$383.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	84 SPRING ST NW CONCORD NC 280254747, CONCORD, NC 28025-4747

Mortgage

Document Number	134744
Date	Apr 25, 2019
Book Page	013474/000004
Instrument	9758

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 24, 2049

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CABARRUS NC
Property Address	84 SPRING ST NW, CONCORD, NC 28025-4747
Document Number	125101
Book / Page	012510 / 000001
Instrument Date	May 25, 2017
Transaction Type	Mortgage
Record Updated	Jun 8, 2017
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	84 SPRING ST NW CONCORD NC 280254747, CONCORD, NC 28025-4747

Mortgage

Document Number	125101
Date	May 30, 2017
Book Page	012510/000001
Instrument	13489

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 29, 2047

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,220 (+61.52%) Land $95,040 Building $214,180
2024			$309,220 (+61.52%) Land $95,040 Building $214,180
2023	$2,336.00 Additional exemption filed	$191,440 Land $84,480 Building $106,960	$191,440 Land $84,480 Building $106,960

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Google Fiber, T-Mobile.

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