98 Spring St NW, Concord, NC 28025 Property Records

Cabarrus County property record for 98 Spring St NW, Concord, NC 28025

Property Summary

Property Type	Historical Building
Details	3 bd · 2 ba · 3,408 sqft · built 1910
Lot Size	0.447 acres (19,465 sqft)
Owner	Company Name on File
Last Sale	$193,000 (Jul 2016)
Tax Bill	$3,074 (2023)
Deeds & Mortgages	Feb 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5620 78 6762`

Property Details

APN / Parcel Number

Primary APN	`5620 78 6762`
Alternative APNs	`12026 0004.000000` `109646` `143997` `176920`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,408 sqft Total Area
1st Floor Area	1,654 sqft
Basement Area	660 sqft
Unfinished Basement	660 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1980
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	19,465 sqft (0.447 acres)
Lot Dimensions	229 ft deep x 85 ft wide
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	658 sqft
Patio Area	484 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	176920
Street Address	98 SPRING ST NW
City	CONCORD
State	NC
Zip	28025-4747
Property Category	Residential
Property Type	Residential > Specialized > Historical Building
Local Zoning Code	RM-1
Legal Description	EAST SIDE SPRING ST
Legal Subdivision	NORTH HISTORIC CONCORD
Jurisdiction	CABARRUS NC
Township / Civil Division	12, CONCORD
Census Block Group	3
Census Block	3000
Census Tract	41902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Union Street Historic District listed 1986 · 150 contributing resources · NRIS 86000789

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

98 Spring St NW, a historical building, is owned by a company that acquired it in November 2020.

Source: Cabarrus County records, as of August 27, 2026

Owner of Record	Company Name on File
Mailing Address	4272 LONG ARROW DR, CONCORD, NC 28025-0066
Owner Type	Company
Vesting	Limited Liability Partnership

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2016 · Amount on File
Deed Sale	Jul 6, 2016 · Amount on File
Deed Document Number	201612005-0113
Deed Book / Page	12005 / 113
Last Transfer Date	Nov 9, 2020
Transfer Doc	1488452
Record Updated	Oct 29, 2026

February 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CABARRUS NC
Recording Date	Feb 3, 2021
Property Address	98 SPRING ST NW, CONCORD, NC 28025-4747
Document Number	0001488452
Book / Page	14884 / 52
Instrument Date	Nov 9, 2020
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	98 SPRING ST NW, CONCORD, NC 28025-4747

Mortgage

Document Number	0001488456
Date	Feb 3, 2021
Instrument	14884/56

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2051

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Cabarrus County
Municipality	Concord City
Unified School District	Cabarrus County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$342,110 (-) Land $126,230 Building $215,880
2025		$342,110 Land $126,230 Building $215,880
2024			$342,110 (+38.14%) Land $126,230 Building $215,880
2023	$3,074.00 Additional exemption filed	$247,660 Land $112,200 Building $135,460	$247,660 Land $112,200 Building $135,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 98 Spring St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 98 Spring St NW is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 97.9% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CONCORD serves 120,771 people · EPA ID NC0113010
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 369 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20