70 Spring St NW, Concord, NC 28025 Property Records

Cabarrus County property record for 70 Spring St NW, Concord, NC 28025

Property Summary

Property TypeHistorical Building
Details5 bd · 2.5 ba · 4,518 sqft · built 1910
Lot Size0.291 acres (12,660 sqft)
Owner2 Individual Names on Record
Last Sale$675,000 (May 2025)
Tax Bill$4,032 (2023)
Deeds & MortgagesFeb 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN5620 78 9404

Property Details

APN / Parcel Number

Primary APN5620 78 9404
Alternative APNs
  • 12026 0009.000000
  • 103257
  • 178425

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area4,518 sqft Total Area
1st Floor Area1,492 sqft
Upper Floors Area1,527 sqft
Basement Area1,011 sqft
Unfinished Basement1,011 sqft
FlooringHardwood
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2010
Exterior MaterialWood
Roof TypeHip
Roof MaterialSlate
Lot Area12,660 sqft (0.291 acres)
Lot Dimensions211 ft deep x 60 ft wide
Garage Area440 sqft
DrivewayConcrete Driveway
Driveway Area1,644 sqft
PorchSlab
Porch Area488 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number178425
Street Address70 SPRING ST NW
CityCONCORD
StateNC
Zip28025-4747
Property CategoryResidential
Property TypeResidential > Specialized > Historical Building
Local Zoning CodeRM-1
Legal DescriptionNE SIDE SPRING ST N
Legal SubdivisionNORTH HISTORIC CONCORD
JurisdictionCABARRUS NC
Township / Civil Division12, CONCORD
Census Block Group3
Census Block3000
Census Tract41902

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the North Union Street Historic District
listed 1986 · 150 contributing resources · NRIS 86000789

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cabarrus County records, as of August 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address70 SPRING ST NW, CONCORD, NC 28025-4747
Owner TypeIndividual
VestingMarried Couple

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 30, 2025 · Amount on Record
Deed SaleMay 30, 2025 · Amount on Record
Prior SaleJul 16, 2003 · Amount on Record
Deed Document Number202511702
Deed Book / Page17456 / 235
Record UpdatedOct 29, 2026

February 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCABARRUS NC
Property Address70 SPRING ST NW, CONCORD, NC 28025-4747
Transaction TypeMortgage
Record UpdatedFeb 26, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address70 SPRING ST NW, CONCORD, NC 28025-4747

Mortgage

Document Number0001785447
DateFeb 18, 2026
Book Page17854/47
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2056

Tax Assessment & Valuation

Source: Cabarrus County assessment roll, as of August 27, 2026

Property Jurisdictions

TypeName
StateNorth Carolina
CountyCabarrus County
MunicipalityConcord City
Unified School DistrictCabarrus County Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$660,610 (+47.08%) Land $87,480 Building $573,130
2025$449,140 (+35.91%) Land $87,480 Building $361,660
2024$660,610 (+99.91%) Land $87,480 Building $573,130
2023$4,032.00 Additional exemption filed$330,460 Land $77,760 Building $252,700$330,460 Land $77,760 Building $252,700

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF CONCORD
serves 120,771 people · EPA ID NC0113010
Water SourceSurface water
Last State InspectionAug 2025
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Apr 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: Google Fiber, T-Mobile.

Nearby Properties on Spring St NW

Nearby Streets

Search Property Records by Address or Parcel Number