84 River Bluff Dr, Hayesville, NC 28904 Property Records

Clay County property record for 84 River Bluff Dr, Hayesville, NC 28904

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,830 sqft · built 2020
Lot Size	1.53 acres (66,647 sqft)
Owner	2 Individual Names on File
Last Sale	$390,000 (Jun 2022)
Tax Bill	$1,451 (2026)
Deeds & Mortgages	Jun 2022 Sale Jul 2019 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`555100668404`

Property Details

APN / Parcel Number

Primary APN	`555100668404`
Alternative APNs	`617546000` `621178000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Building Area	1,830 sqft Heated Area

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Lot Area	66,647 sqft (1.53 acres)

Location & Zoning

Account Number	621178000
Street Address	84 RIVER BLUFF DR
City	HAYESVILLE
State	NC
Zip	28904-7936
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT J RIVEROAKS II
Legal Subdivision	RIVER OAKS II
Legal Lot Number	J
Jurisdiction	CLAY NC
Township / Civil Division	HAYESVILLE
Census Block Group	1
Census Block	1031
Census Tract	950102

Owner

Source: Clay County records, as of October 15, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	84 RIVER BLUFF DR, HAYESVILLE, NC 28904-7936
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Warranty Deed, Transfer
Jul 1, 2019	Warranty Deed, Transfer
Aug 30, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2022 · Amount on File
Deed Sale	Jun 21, 2022 · Amount on File
Prior Sale	Jul 1, 2019 · Amount on File
Deed Document Number	20221667
Deed Book / Page	466 / 28
Prior Transfer Date	Aug 29, 2017
Prior Transfer Doc	413/068
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jun 21, 2022
Property Address	84 RIVER BLUFF DR, HAYESVILLE, NC 28904-7936
Document Number	0000466/28
Book / Page	466 / 28
Map Reference	CAB 3 SL 49
Instrument Date	Jun 21, 2022
Instrument	2022001667
Transaction Type	Transfer
Record Updated	Jul 5, 2022

Transaction

Amount	Amount on Record
Tax	$780.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1390 158TH PL NE APT 423, 1390, BELLEVUE, WA 98008-2786

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	84 RIVER BLUFF DR, HAYESVILLE, NC 28904-7936

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLAY NC
Recording Date	Jul 1, 2019
Property Address	84 RIVER BLUFF DR, HAYESVILLE, NC 28904-7936
Document Number	431/0053
Book / Page	431 / 0053
Map Reference	CAB 3 SL 49
Instrument Date	Jul 1, 2019
Instrument	2019001399
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount on Record
Tax	$29.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	415 LOW GAP RD, 415, HAYESVILLE, NC 28904-6331

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10414 SE 24TH PL, BELLEVUE, WA 98004-7248

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY NC
Recording Date	Aug 30, 2017
Property Address	84 RIVER BLUFF DR, HAYESVILLE, NC 28904-7936
Document Number	413/068
Book / Page	413 / 068
Map Reference	CAB 3 SL 49
Instrument Date	Aug 29, 2017
Instrument	2017001783
Transaction Type	Transfer
Record Updated	Oct 4, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4105 LAW GAP RD, HAYESVILLE, NC 28904

Tax Assessment & Valuation

Source: Clay County assessment roll, as of October 15, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Clay County
Unified School District	Clay County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,451.00 (+31.79%)	$436,100 (+104.74%) Land $37,600 Building $398,500	$436,100 (+104.74%) Land $37,600 Building $398,500
2025	$1,101.00	$213,000 (-) Land $35,300 Building $177,700	$213,000 (-) Land $35,300 Building $177,700
2023		$213,000 Land $35,300 Building $177,700	$213,000 Land $35,300 Building $177,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 45 policies
Nearby Flood Policies	45 in force
Nearby Flood Claims	11 (2013–2025)
Most Recent Claim	Apr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 65% of the US · above 87% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Cable	1,000 / 25
Starlink Satellite	280 / 30

May also be available: Blue Ridge Mountain EMC, T-Mobile.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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