Clay County property record for 44 River Bluff Dr, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,372 sqft · built 2002 |
| Lot Size | 1.35 acres (58,806 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,465 (2025) |
| Deeds & Mortgages | Jan 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 555100666243 |
| Primary APN | 555100666243 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 3,372 sqft Heated Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Lot Area | 58,806 sqft (1.35 acres) |
| Account Number | 618070000 |
|---|---|
| Street Address | 44 RIVER BLUFF DR |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-7936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT H RIVEROAKS II |
| Legal Subdivision | RIVER OAKS |
| Legal Lot Number | H |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HAYESVILLE |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 950102 |
Source: Clay County records · APN 555100666243
Assessment roll updated October 16, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 44 RIVER BLUFF DR, HAYESVILLE, NC 28904-7936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Transfer Date | Jan 10, 2020 |
| Transfer Doc | 436/0237 |
| Record Updated | Jun 08, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY NC |
| Recording Date | Jan 14, 2020 |
| Property Address | 44 RIVER BLUFF DR, HAYESVILLE, NC 28904-7936 |
| Document Number | 436/0237 |
| Book / Page | 436 / 0237 |
| Map Reference | CAB 3 SL 49 |
| Instrument Date | Jan 10, 2020 |
| Instrument | 2020000097 |
| Transaction Type | Transfer |
| Record Updated | Oct 01, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 44 RIVER BLUFF DR, HAYESVILLE, NC 28904-7936 |
Source: Clay County records · Assessment roll updated October 16, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,465.00 (+8.92%) | $286,900 (-) Land $43,500 Building $243,400 | $286,900 (-) Land $43,500 Building $243,400 |
| 2023 | $1,345.00 | $286,900 Land $43,500 Building $243,400 | $286,900 Land $43,500 Building $243,400 |
Source: FEMA National Flood Hazard Layer as of May 4, 2009 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 11 (2013–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Wildfire Risk | Moderate above 65% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
May also be available: Blue Ridge Mountain Electric Membership, T-Mobile USA.
Based on FCC filings for 45 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
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