Clay County property record for 79 River Bluff Dr, Hayesville, NC 28904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,653 sqft · built 1996 |
| Lot Size | 1.41 acres (61,420 sqft) |
| Owner | Individual Name on File |
| Last Sale | $115,000 (Sep 2011) |
| Tax Bill | $944 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 555100666505 |
| Primary APN | 555100666505 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,653 sqft Heated Area |
| Year Built | Built 1996 |
|---|---|
| Lot Area | 61,420 sqft (1.41 acres) |
| Account Number | 6480301 |
|---|---|
| Street Address | 79 RIVER BLUFF DR |
| City | HAYESVILLE |
| State | NC |
| Zip | 28904-7936 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT K RIVEROAKS II |
| Legal Lot Number | K |
| Jurisdiction | CLAY NC |
| Township / Civil Division | HAYESVILLE |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 950102 |
Source: Clay County records · APN 555100666505
Assessment roll updated January 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 79 RIVER BLUFF DR, HAYESVILLE, NC 28904-7936 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 07, 2011 · Amount on Record |
| Deed Sale | Sep 07, 2011 · Amount on Record |
| Prior Sale | May 09, 2011 · Amount on Record |
| Deed Document Number | 0000360236 |
| Deed Book / Page | 360 / 236 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 79 RIVER BLUFF DR, HAYESVILLE, NC 28904-7936 |
| Transaction Type | Mortgage |
| Record Updated | Aug 22, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000T15/18 |
|---|---|
| Date | Jan 19, 2021 |
| Book Page | T15/18 |
| Instrument | 2021000204 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Feb 01, 2036 |
Source: Clay County records · Assessment roll updated January 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $944.00 (+14.29%) | $179,700 (-) Land $54,100 Building $125,600 | $179,700 (-) Land $54,100 Building $125,600 |
| 2023 | $826.00 | $179,700 Land $54,100 Building $125,600 | $179,700 Land $54,100 Building $125,600 |
Source: FEMA National Flood Hazard Layer, Clay County (37043C), as of May 4, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 370439501021, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 45 policies |
| Nearby Flood Policies | 45 in force |
| Nearby Flood Claims | 11 (2013–2025) |
| Most Recent Claim | Apr 2025 · rainfall accumulation |
| Wildfire Risk | Moderate above 65% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Uniti Group Cable | 1,000 / 25 |
| Starlink Satellite | 280 / 30 |
May also be available: Blue Ridge Mountain Electric Membership, T-Mobile USA.
Based on FCC filings for 45 locations within half a mile of this property.
4G LTE (outdoors only), no 5G reported
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