8538 165th St, Milaca, MN 56353 Property Records

Mille Lacs County property record for 8538 165th St, Milaca, MN 56353 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	1,280 sqft · built 1974
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$2,912 (2026)
Deeds & Mortgages	Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-016-0800`

Property Details

APN / Parcel Number

Primary APN	`02-016-0800`

Interior

Building Area	1,280 sqft Total Area

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1974
Lot Area	217,800 sqft (5 acres)
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Slab

Location & Zoning

Street Address	8538 165TH ST
City	MILACA
State	MN
Zip	56353-3418
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 165 FT OF SE OF NW 16 38 26 5.00
Legal Range	26
Legal Township	38
Legal Section	16
Jurisdiction	MILLE LACS MN
Township / Civil Division	BORGHOLM
Census Block Group	1
Census Block	1027
Census Tract	170400

Owner

Source: Mille Lacs County records · APN 02-016-0800

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	8538 165TH ST, MILACA, MN 56353-3418
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Sep 20, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLE LACS MN
Property Address	8538 165TH ST, MILACA, MN 56353-3418
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	A423725
Date	Apr 07, 2021
Instrument	A423725

Lender

Name	SPIRE CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 01, 2036

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Mille Lacs County
County Subdivision	Borgholm Township
Unified School District	Milaca Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,912.00 (-3.13%)
2025		$249,700 (-4.11%) Land $80,000 Building $169,700	$249,700 (-4.11%) Land $80,000 Building $169,700
2023	$3,006.00	$260,400 Land $54,000 Building $206,400	$260,400 Land $54,000 Building $206,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Moderate above 46% of the US · above 76% of Minnesota
Wildfire Likelihood	About 1 in 1,205 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.