839 Fleming St, Fleming Island, FL 32003 Property Records

Clay County property record for 839 Fleming St, Fleming Island, FL 32003 · Last verified December 2025

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,448 sqft · built 1975
Lot Size0.182 acres (7,971 sqft)
OwnerIndividual Name on File
Last Sale$172,000 (Dec 2015)
Tax Bill$2,511 (2025)
Deeds & MortgagesAug 2022 Second Mortgage
Mar 2018 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN38-05-26-014794-000-00

Property Details

APN / Parcel Number

Primary APN38-05-26-014794-000-00

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,448 sqft Heated Area
Gross Area2,360 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1975
Exterior MaterialWood
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area7,971 sqft (0.182 acres)
Garage Area548 sqft

Exterior Amenities

Pool Area392 sqft
PorchPorch
Porch Area364 sqft
Patio Area190 sqft
FenceFence
Storage Building90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address839 FLEMING ST
CityFLEMING ISLAND
StateFL
Zip32003-9342
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 & 19 BLK 2 FLEMING ISLESTATES AS REC O R 3816 PG 609
Legal Range26
Legal Township05
Legal Section38
Legal SubdivisionFLEMING ISLESTATES
Legal Block2
Legal Lot Number18,19 19
JurisdictionCLAY FL
Township / Civil DivisionORANGE PARK
Census Block Group2
Census Block2011
Census Tract30701

Owner

Source: Clay County records · APN 38-05-26-014794-000-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address839 FLEMING ST, FLEMING ISLAND, FL 32003-9342
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
VYSTAR CU
Mar 07, 2018Deed of Trust, Mortgage · Conventional Mortgage
RP FUNDING INC
Apr 07, 2020Deed of Trust, Mortgage · Conventional Mortgage
VYSTAR CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 28, 2015 · Amount on Record
Deed SaleDec 28, 2015 · Amount on Record
Prior SaleOct 03, 2012 · Amount on Record
Deed Document Number2015065069
Deed Book / Page3816 / 0609
Record UpdatedJun 08, 2026

August 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address839 FLEMING ST, FLEMING ISLAND, FL 32003-9342
Transaction TypeMortgage
Record UpdatedSep 20, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address839 FLEMING ST, FLEMING ISLAND, FL 32003-9342

Mortgage

Document Number0046412010
DateAug 24, 2022
Book Page4641/2010
Instrument2022051603
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32202
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueSep 01, 2042

March 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address839 FLEMING ST, FLEMING ISLAND, FL 32003-9342
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0040611919
DateMar 07, 2018
Book Page4061/1919
Instrument2018011612
Lender
NameRP FUNDING INC
TypeMortgage Company
AddressMAITLAND, FL 32751
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term240 Months
DueMar 01, 2038

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY FL
Property Address839 FLEMING ST, FLEMING ISLAND, FL 32003-9342
Document Number0043001543
Instrument DateApr 07, 2020
Transaction TypeMortgage
Record UpdatedMay 06, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address839 FLEMING ST FLEMING ISLAND FL 320039342, FLEMING ISLAND, FL 32003-9342

Mortgage

Document Number0043001543
DateApr 21, 2020
Book Page004300/001543
Instrument20101
Lender
NameVYSTAR CU
TypeCredit Union
AddressJACKSONVILLE, FL 32210
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueApr 20, 2035

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,511.00 (-5.53%) Homeowner's exemption$204,799 (+5.99%)$346,094 (-3.6%) Land $100,000 Building $246,094
2023$2,658.00 (+7.87%) Homeowner's exemption$193,232 (+3%)$359,013 (+29.37%) Land $100,000 Building $259,013
2022$2,464.00 Homeowner's exemption$187,604$277,509 Land $60,000 Building $217,509

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 191 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies191 in force
177 of 191 on primary residences
Nearby Flood Claims57 (1980–2024)
Claims Outside the SFHA31 of 57
Most Recent ClaimSep 2024, other causes
Flood Events
  • Hurricane Nicole (Nov 2022), 2 claims
  • Hurricane Irma (Sep 2017), 38 claims
  • Hurricane Frances (Sep 2004), 5 claims

Wildfire

Wildfire RiskLow
above 32% of the US · above 8% of Florida
Wildfire LikelihoodAbout 1 in 4,762 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Nearby Properties on Fleming St

Nearby Streets

Search Property Records by Address or Parcel Number