Clay County property record for 839 Fleming St, Fleming Island, FL 32003 · Last verified December 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,448 sqft · built 1975 |
| Lot Size | 0.182 acres (7,971 sqft) |
| Owner | Individual Name on File |
| Last Sale | $172,000 (Dec 2015) |
| Tax Bill | $2,511 (2025) |
| Deeds & Mortgages | Aug 2022 Second Mortgage Mar 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 38-05-26-014794-000-00 |
| Primary APN | 38-05-26-014794-000-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,448 sqft Heated Area |
| Gross Area | 2,360 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1975 |
|---|---|
| Exterior Material | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 7,971 sqft (0.182 acres) |
| Garage Area | 548 sqft |
| Pool Area | 392 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 364 sqft |
| Patio Area | 190 sqft |
| Fence | Fence |
| Storage Building | 90 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 839 FLEMING ST |
|---|---|
| City | FLEMING ISLAND |
| State | FL |
| Zip | 32003-9342 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 18 & 19 BLK 2 FLEMING ISLESTATES AS REC O R 3816 PG 609 |
| Legal Range | 26 |
| Legal Township | 05 |
| Legal Section | 38 |
| Legal Subdivision | FLEMING ISLESTATES |
| Legal Block | 2 |
| Legal Lot Number | 18,19 19 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | ORANGE PARK |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 30701 |
Source: Clay County records · APN 38-05-26-014794-000-00
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 839 FLEMING ST, FLEMING ISLAND, FL 32003-9342 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 24, 2022 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage VYSTAR CU |
| Mar 07, 2018 | Deed of Trust, Mortgage · Conventional Mortgage RP FUNDING INC |
| Apr 07, 2020 | Deed of Trust, Mortgage · Conventional Mortgage VYSTAR CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 28, 2015 · Amount on Record |
| Deed Sale | Dec 28, 2015 · Amount on Record |
| Prior Sale | Oct 03, 2012 · Amount on Record |
| Deed Document Number | 2015065069 |
| Deed Book / Page | 3816 / 0609 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 839 FLEMING ST, FLEMING ISLAND, FL 32003-9342 |
| Transaction Type | Mortgage |
| Record Updated | Sep 20, 2022 |
| Name | Verified Name |
|---|---|
| Address | 839 FLEMING ST, FLEMING ISLAND, FL 32003-9342 |
| Document Number | 0046412010 |
|---|---|
| Date | Aug 24, 2022 |
| Book Page | 4641/2010 |
| Instrument | 2022051603 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32202 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 01, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 839 FLEMING ST, FLEMING ISLAND, FL 32003-9342 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0040611919 |
|---|---|
| Date | Mar 07, 2018 |
| Book Page | 4061/1919 |
| Instrument | 2018011612 |
| Name | RP FUNDING INC |
|---|---|
| Type | Mortgage Company |
| Address | MAITLAND, FL 32751 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Mar 01, 2038 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 839 FLEMING ST, FLEMING ISLAND, FL 32003-9342 |
| Document Number | 0043001543 |
| Instrument Date | Apr 07, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 839 FLEMING ST FLEMING ISLAND FL 320039342, FLEMING ISLAND, FL 32003-9342 |
| Document Number | 0043001543 |
|---|---|
| Date | Apr 21, 2020 |
| Book Page | 004300/001543 |
| Instrument | 20101 |
| Name | VYSTAR CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32210 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 20, 2035 |
Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,511.00 (-5.53%) Homeowner's exemption | $204,799 (+5.99%) | $346,094 (-3.6%) Land $100,000 Building $246,094 |
| 2023 | $2,658.00 (+7.87%) Homeowner's exemption | $193,232 (+3%) | $359,013 (+29.37%) Land $100,000 Building $259,013 |
| 2022 | $2,464.00 Homeowner's exemption | $187,604 | $277,509 Land $60,000 Building $217,509 |
Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 191 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 191 in force 177 of 191 on primary residences |
| Nearby Flood Claims | 57 (1980–2024) |
| Claims Outside the SFHA | 31 of 57 |
| Most Recent Claim | Sep 2024, other causes |
| Flood Events |
|
| Wildfire Risk | Low above 32% of the US · above 8% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 4,762 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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