786 Fleming St, Fleming Island, FL 32003 Property Records

Clay County property record for 786 Fleming St, Fleming Island, FL 32003 · Last verified April 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,176 sqft · built 1989
Lot Size	0.338 acres (14,723 sqft)
Owner	Individual Name on File
Tax Bill	$965 (2025)
Deeds & Mortgages	Jun 2021 Sale
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014862-000-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014862-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,176 sqft Living Area
Gross Area	1,616 sqft
1st Floor Area	1,176 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Exterior Material	Logs
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	14,723 sqft (0.338 acres)
Lot Dimensions	123 ft deep x 120 ft wide
Garage Type	Attached
Garage Area	440 sqft
Porch	Finished/Open Porch
Porch Area	160 sqft
Patio Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	786 FLEMING ST
City	FLEMING ISLAND
State	FL
Zip	32003-9341
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 & 13 BLK 10 FLEMING ISL ESTATES AS REC OR 2958 PG 533 & 4463 PG 821
Legal Range	26E
Legal Township	05S
Legal Section	38
Legal Subdivision	FLEMING ISL ESTATES
Legal Block	10
Legal Lot Number	12,13
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2017
Census Tract	30701

Owner

Source: Clay County records · APN 38-05-26-014862-000-00

Assessment roll updated December 3, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	PO BOX 1281, ORANGE PARK, FL 32067-1281
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Transfer Date	Jun 01, 2021
Transfer Doc	0044630821
Record Updated	Jun 08, 2026

June 2021: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CLAY FL
Recording Date	Jun 01, 2021
Property Address	786 FLEMING ST, FLEMING ISLAND, FL 32003-9341
Document Number	0044630821
Book / Page	4463 / 821
Map Reference	MB 4 PG 61
Instrument Date	Jun 01, 2021
Instrument	2021033779
Transaction Type	Transfer
Record Updated	May 05, 2022
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount Recorded
Tax	$3.50
Amount Accuracy	Rounded by County
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	786 FLEMING ST, FLEMING ISLAND, FL 32003-9341

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated December 3, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$965.00 (+5.58%) Homeowner's exemption	$103,470 (+5.99%)	$229,619 (-3.52%) Land $100,000 Building $129,619
2024	$914.00 (-24.28%)
2023	$1,207.00 (+14.73%) Homeowner's exemption	$97,626 (+3%)	$237,985 (+34.17%) Land $100,000 Building $137,985
2022	$1,052.00 Homeowner's exemption	$94,783	$177,382 Land $60,000 Building $117,382

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 191 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024, other causes
Claims By Storm	Hurricane Nicole, Nov 2022 · 2 claims Hurricane Irma, Sep 2017 · 38 claims Hurricane Frances, Sep 2004 · 5 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 215 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Xfinity	Cable	2,000 / 250
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.