823 Fleming St, Fleming Island, FL 32003 Property Records

Clay County property record for 823 Fleming St, Fleming Island, FL 32003 · Last verified December 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,470 sqft · built 1976
Lot Size	0.337 acres (14,723 sqft)
Owner	Individual Name on File
Tax Bill	$1,811 (2025)
Flood Zone	Zone X (minimal risk)
APN	`38-05-26-014796-000-00`

Property Details

APN / Parcel Number

Primary APN	`38-05-26-014796-000-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,470 sqft Heated Area
Gross Area	3,285 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	14,723 sqft (0.337 acres)
Lot Dimensions	123 ft deep x 120 ft wide
Garage Type	Carport
Garage Area	768 sqft
Carport	Carport
Carport Area	600 sqft

Exterior Amenities

Porch	Porch
Porch Area	20 sqft
Patio Area	192 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Street Address	823 FLEMING ST
City	FLEMING ISLAND
State	FL
Zip	32003-9342
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 22 & 23 BLK 2 FLEMING ISLESTATES AS REC O R 496 PG 474
Legal Range	26
Legal Township	05
Legal Section	38
Legal Subdivision	FLEMING ISLESTATES
Legal Block	2
Legal Lot Number	22,23 23
Jurisdiction	CLAY FL
Township / Civil Division	ORANGE PARK
Census Block Group	2
Census Block	2011
Census Tract	30701

Owner

Source: Clay County records · APN 38-05-26-014796-000-00

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	823 FLEMING ST, FLEMING ISLAND, FL 32003-9342
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Clay County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,811.00 (-9.5%) Homeowner's exemption	$158,914 (+5.99%)	$347,796 (-4.44%) Land $100,000 Building $247,796
2023	$2,001.00 (+9.64%) Homeowner's exemption	$149,938 (+3%)	$363,957 (+27.76%) Land $100,000 Building $263,957
2022	$1,825.00 Homeowner's exemption	$145,571	$284,869 Land $60,000 Building $224,869

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Clay County (12019C), updated July 6, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120190307012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 191 individual NFIP policies nearby
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	191 in force 177 of 191 on primary residences
Nearby Flood Claims	57 (1980–2024)
Claims Outside the SFHA	31 of 57
Most Recent Claim	Sep 2024, other causes
Flood Events	Hurricane Nicole (Nov 2022), 2 claims Hurricane Irma (Sep 2017), 38 claims Hurricane Frances (Sep 2004), 5 claims

Wildfire

Wildfire Risk	Low above 32% of the US · above 8% of Florida
Wildfire Likelihood	About 1 in 4,762 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.