8389 Ash Ridge Ln, Findlay, OH 45840 Property Records

Hancock County property record for 8389 Ash Ridge Ln, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,173 sqft · built 2004
Lot Size	0.345 acres (15,041 sqft)
Owner	Individual Name on Record
Last Sale	$312,000 (Jan 2015)
Tax Bill	$4,245 (2025)
Deeds & Mortgages	Apr 2020 Mortgage Mar 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`1011-142-10-005.000`

Property Details

APN / Parcel Number

Primary APN	`1011-142-10-005.000`
Alternative APN	`330001020279`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,173 sqft Living Area
1st Floor Area	2,173 sqft
Basement Area	2,173 sqft
Finished Basement	1,282 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Roof Material	Shingle
Lot Area	15,041 sqft (0.345 acres)
Lot Dimensions	160 ft deep x 94 ft wide
Garage Type	Attached
Garage Area	968 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	351 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	8389 ASH RIDGE LN
City	FINDLAY
State	OH
Zip	45840-8025
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FOREST LAKE 4TH ADD LOT 198
Legal Subdivision	FOREST LAKE
Legal Lot Number	198
Jurisdiction	HANCOCK OH
Township / Civil Division	MARION
Census Block Group	4
Census Block	4032
Census Tract	200

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	8389 ASH RIDGE LN, FINDLAY, OH 45840-8025
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 8, 2020	Deed of Trust, Mortgage · ARM THIRD FSLA OF CLEVELAND
Mar 19, 2024	Affidavit of Death of Joint Tenant, Transfer
Mar 29, 2024	Transfer on Death Deed, Transfer
Mar 29, 2024	Transfer on Death Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 16, 2015 · Amount on Record
Deed Sale	Jan 16, 2015 · Amount on Record
Prior Sale	Apr 28, 2010 · Amount on Record
Deed Document Number	2015399
Deed Book / Page	2473 / 1376
Last Transfer Date	Mar 12, 2024
Transfer Doc	02609/2722
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	8389 ASH RIDGE LN, FINDLAY, OH 45840-8025
Transaction Type	Mortgage
Record Updated	Jan 15, 2026
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	002567/983
Date	Apr 8, 2020
Book Page	2567/983
Instrument	202000003031

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Lending Institution
Address	CLEVELAND, OH 44105

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3.19%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2025
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.19%
Index	Prime Rate
Max Rate	9.19%

March 2024: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	HANCOCK OH
Recording Date	Mar 19, 2024
Property Address	8389 ASH RIDGE LN, FINDLAY, OH 45840-8025
Document Number	02609/2722
Book / Page	2609 / 2722
Instrument Date	Mar 13, 2024
Instrument	202400001779
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8389 ASH RIDGE LN, FINDLAY, OH 45840-8025

March 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 29, 2024
Property Address	8389 ASH RIDGE LN, FINDLAY, OH 45840-8025
Document Number	02609/3840
Book / Page	2609 / 3840
Instrument Date	Mar 13, 2024
Instrument	202400001999
Transaction Type	Transfer
Record Updated	Apr 8, 2024

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

March 2024: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	HANCOCK OH
Recording Date	Mar 29, 2024
Property Address	8389 ASH RIDGE LN, FINDLAY, OH 45840-8025
Document Number	02609/3840
Book / Page	2609 / 3840
Instrument Date	Mar 13, 2024
Instrument	202400001999
Transaction Type	Transfer
Record Updated	Jan 15, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
County Subdivision	Marion Township
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,245.00 (-6.17%) Homeowner's exemption	$138,350 (+9.01%) Land $27,940 Building $110,410	$395,280 (+9%) Land $79,820 Building $315,460
2024	$4,524.00 (-0.15%) Homeowner's exemption	$126,920 (-) Land $25,630 Building $101,290
2023	$4,531.00 Homeowner's exemption	$126,920 Land $25,630 Building $101,290
2022			$362,640 Land $73,230 Building $289,410

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 11 policies
Nearby Flood Policies	11 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: MetaLINK Technologies.

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