8380 Spruce Dr, Mountain Iron, MN 55768 Property Records

St. Louis County property record for 8380 Spruce Dr, Mountain Iron, MN 55768

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,276 sqft · built 1969
Lot Size	0.205 acres (8,946 sqft)
Owner	Individual Name on File
Last Sale	$150,000 (Aug 2013)
Tax Bill	$1,760 (2026)
Deeds & Mortgages	Sep 2021 Mortgage Sep 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`175-0012-00380`

Property Details

APN / Parcel Number

Primary APN	`175-0012-00380`
Alternative APN	`1037144`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,276 sqft Gross Area
1st Floor Area	1,276 sqft
Basement Area	538 sqft
Finished Basement	538 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	Split Level
Exterior Material	Composition/Composite
Construction Type	Frame
Lot Area	8,946 sqft (0.205 acres)
Garage Area	624 sqft

Exterior Amenities

Porch	Slab
Deck Area	48 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1037144
Street Address	8380 SPRUCE DR
City	MOUNTAIN IRON
State	MN
Zip	55768-2054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0007 BLOCK:002 SERIAL #
Legal Subdivision	ANNS ACRES CITY OF MT IRON
Legal Block	2
Legal Lot Number	7
Jurisdiction	ST LOUIS MN
Township / Civil Division	MOUNTAIN IRON
Census Block Group	2
Census Block	2019
Census Tract	12800

Owner

8380 Spruce Dr is owned and occupied by an individual who acquired it in August 2017.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	8380 SPRUCE DR, MOUNTAIN IRON, MN 55768-2054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Sep 5, 2017	Quit Claim Deed, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 2013 · Amount on File
Deed Sale	Aug 2, 2013 · Amount on File
Deed Document Number	20131220294
Last Transfer Date	Aug 24, 2017
Transfer Doc	0001316836
Record Updated	Sep 20, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	8380 SPRUCE DR, MOUNTAIN IRON, MN 55768-2054
Transaction Type	Mortgage
Record Updated	Oct 27, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001425858
Date	Sep 29, 2021
Instrument	1425858

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	313 Months
Due	Oct 1, 2047

September 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	ST LOUIS MN
Recording Date	Sep 5, 2017
Property Address	8380 SPRUCE DR, MOUNTAIN IRON, MN 55768-2054
Document Number	00A1316836
Instrument Date	Aug 24, 2017
Instrument	A1316836
Transaction Type	Mortgage
Record Updated	Sep 19, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	8380 SPRUCE DR MOUNTAIN IRON MN 557682054, MOUNTAIN IRON, MN 55768-2054

Mortgage

Document Number	A1316837
Date	Sep 5, 2017
Instrument	A1316837

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 4, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 8380 Spruce Dr was $1,760 with a homeowner's exemption, up 9.6% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Mountain Iron City
Unified School District	Mountain Iron-Buhl School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,760.00 (+9.59%) Homeowner's exemption
2025	$1,606.00 (-8.12%) Homeowner's exemption	$222,000 (+9.52%) Land $17,900 Building $204,100	$222,000 (+9.52%) Land $17,900 Building $204,100
2024	$1,748.00	$202,700 Land $17,900 Building $184,800	$202,700 Land $17,900 Building $184,800
2022		$188,900 Land $17,900 Building $171,000	$188,900 Land $17,900 Building $171,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8380 Spruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8380 Spruce Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mountain Iron serves 2,880 people · EPA ID MN1690035
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CTC.

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