8376 Spruce Dr, Mountain Iron, MN 55768 Property Records

St. Louis County property record for 8376 Spruce Dr, Mountain Iron, MN 55768

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,056 sqft · built 1970
Lot Size	0.228 acres (9,958 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Apr 2018)
Tax Bill	$946 (2026)
Deeds & Mortgages	May 2023 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`175-0012-00390`

Property Details

APN / Parcel Number

Primary APN	`175-0012-00390`
Alternative APN	`1049782`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,056 sqft Gross Area
1st Floor Area	1,056 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Composition/Composite
Construction Type	Frame
Lot Area	9,958 sqft (0.228 acres)
Garage Area	576 sqft
Gazebo	144 sqft
Storage Building	64 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Gas

Location & Zoning

Account Number	1049782
Street Address	8376 SPRUCE DR
City	MOUNTAIN IRON
State	MN
Zip	55768-2054
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT: 0008 BLOCK:002 SERIAL #
Legal Subdivision	ANNS ACRES
Legal Block	2
Legal Lot Number	8
Jurisdiction	ST LOUIS MN
Township / Civil Division	MOUNTAIN IRON
Census Block Group	2
Census Block	2019
Census Tract	12800

Owner

8376 Spruce Dr is owned and occupied by an individual who bought it in April 2018.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	8376 SPRUCE DR, MOUNTAIN IRON, MN 55768-2054
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 30, 2023	Deed of Trust, Mortgage · Conventional Mortgage CENTER FOR ENERGY & ENVIRONMENT
Apr 23, 2018	Warranty Deed, Transfer FIRST NAT'L BK/BUHL

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 23, 2018 · Amount on File
Deed Sale	Apr 23, 2018 · Amount on File
Deed Document Number	20181331477
Prior Transfer Date	Apr 19, 2018
Prior Transfer Doc	00A1331477
Record Updated	Oct 29, 2026

May 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	8376 SPRUCE DR, MOUNTAIN IRON, MN 55768-2054
Transaction Type	Mortgage
Record Updated	Jun 29, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001467222
Date	May 30, 2023
Instrument	1467222

Lender

Name	CENTER FOR ENERGY & ENVIRONMENT
Type	Non-Lending Institution
Address	MINNEAPOLIS, MN 55401

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	May 3, 2043

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 23, 2018
Property Address	8376 SPRUCE DR, MOUNTAIN IRON, MN 55768-2054
Document Number	00A1331477
Instrument Date	Apr 19, 2018
Instrument	A1331477
Transaction Type	Transfer
Record Updated	Aug 31, 2018
Title Company	NORTHEAST TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$297.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	8376 SPRUCE DR MOUNTAIN IRON MN 557682054, MOUNTAIN IRON, MN 55768-2054

Mortgage

Document Number	A1331478
Date	Apr 23, 2018
Instrument	A1331478

Lender

Name	FIRST NAT'L BK/BUHL
Type	Bank
Address	MOUNTAIN IRON, MN 55792

Agreement

Amount	Amount on Record
Term	60 Months
Due	Apr 22, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 8376 Spruce Dr was $946 with a homeowner's exemption, down 1.5% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Mountain Iron City
Unified School District	Mountain Iron-Buhl School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$946.00 (-1.46%) Homeowner's exemption
2025	$960.00 (-15.94%) Homeowner's exemption	$156,800 (+2.69%) Land $19,900 Building $136,900	$156,800 (+2.69%) Land $19,900 Building $136,900
2024	$1,142.00	$152,700 Land $19,900 Building $132,800	$152,700 Land $19,900 Building $132,800
2022		$142,800 Land $19,900 Building $122,900	$142,800 Land $19,900 Building $122,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 8376 Spruce Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 8376 Spruce Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Mountain Iron serves 2,880 people · EPA ID MN1690035
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fixed Wireless	2,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: CTC.

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