8377 Spruce Dr, Mountain Iron, MN 55768 Property Records

St. Louis County property record for 8377 Spruce Dr, Mountain Iron, MN 55768

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 1,920 sqft · built 1973
Lot Size0.327 acres (14,274 sqft)
OwnerIndividual Name on File
Last Sale$148,000 (Jul 2010)
Tax Bill$3,124 (2026)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN175-0012-00105

Property Details

APN / Parcel Number

Primary APN175-0012-00105
Alternative APN
  • 902650

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,920 sqft Gross Area
1st Floor Area1,920 sqft
Basement Area800 sqft
Finished Basement800 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1973
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area14,274 sqft (0.327 acres)
Garage Area780 sqft
Deck Area20 sqft
Storage Building49 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Account Number902650
Street Address8377 SPRUCE DR
CityMOUNTAIN IRON
StateMN
Zip55768-2054
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionELY 10 FT OF LOT 10 & INC LOT 11 EX ELY 5 FT SERIAL #
Legal SubdivisionANNS ACRES CITY OF MT IRON
Legal Block1
Legal Lot Number10-11
JurisdictionST LOUIS MN
Township / Civil DivisionMOUNTAIN IRON
Census Block Group2
Census Block2017
Census Tract12800

Owner

Source: St. Louis County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Mailing Address8377 SPRUCE DR, MOUNTAIN IRON, MN 55768-2054
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 2, 2010 · Amount on File
Deed SaleJul 2, 2010 · Amount on File
Prior SaleJul 31, 2001 · Amount on File
Deed Document Number20101138679
Record UpdatedOct 29, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address8377 SPRUCE DR, MOUNTAIN IRON, MN 55768-2054
Document Number00A1401170
Instrument DateOct 22, 2020
Transaction TypeMortgage
Record UpdatedFeb 12, 2021
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address8377 SPRUCE DR MOUNTAIN IRON MN 557682054, MOUNTAIN IRON, MN 55768-2054

Mortgage

Document Number00A1401170
DateJan 14, 2021
InstrumentA1401170
Lender
NameAMERISAVE MTG
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 13, 2051

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityMountain Iron City
Unified School DistrictMountain Iron-Buhl School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,124.00 (-0.95%) Homeowner's exemption
2025$3,154.00 (+64.44%) Homeowner's exemption$331,500 (+2.89%) Land $20,900 Building $310,600$331,500 (+2.89%) Land $20,900 Building $310,600
2024$1,918.00$322,200 (+59.43%) Land $20,900 Building $301,300$322,200 (+59.43%) Land $20,900 Building $301,300
2022$202,100 Land $20,900 Building $181,200$202,100 Land $20,900 Building $181,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMountain Iron
serves 2,880 people · EPA ID MN1690035
Water SourceGroundwater
Last State InspectionOct 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 204 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable · Fixed Wireless
2,000 / 1,000
Verizon
Fixed Wireless
300 / 20

May also be available: CTC.

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