838 Monterey Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 838 Monterey Ave, Capitola, CA 95010 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2 Baths
Year BuiltBuilt 1969
Square Footage1,355 sqft Living Area
Lot Size7,884 sqft (0.181 acres)
OccupancyOwner Occupied
Last Sale$420,000 (2001)
Tax Bill$7,814.00 (2025)

Property Details

APN / Parcel Number

Primary APN036-191-06
Alternative APN
  • 036-191-06-000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms6 Rooms
Building Area1,355 sqft Living Area
Gross Area1,792 sqft Gross Area
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1969
Effective Year BuiltEffective 1969
Construction TypeWood Construction
Roof ConstructionSawtooth Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,884 sqft (0.181 acres)
Parking Spaces2 Parking Spaces
Garage TypeAttached Garage
Garage Area437 sqft Garage

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address838 MONTEREY AVE
CityCAPITOLA
StateCA
Zip95010-2332
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal SubdivisionCLIFFWOOD HEIGHTS
Legal Lot Number43
JurisdictionSANTA CRUZ CA
Minor Civil DivisionSANTA CRUZ
Census Blockgroup1
Census Block1001
Census Tract121801

Owner

Source: Santa Cruz County records · APN 036-191-06

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address838 MONTEREY AVE, CAPITOLA, CA 95010-2332
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2022Deed of Trust, Mortgage · Line of Credit
BAY FCU
Dec 15, 2017Deed of Trust, Mortgage · Line of Credit
BAY FCU
Sep 30, 2020Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 17, 2001 · Amount on Record
Deed SaleAug 17, 2001 · Amount on Record
Deed Doc Number200151899
Last Transfer DateAug 11, 2016
Transfer Doc0000030189
Record RefreshedSep 20, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address838 MONTEREY AVE, CAPITOLA, CA 95010-2332
Transaction TypeMortgage
Record UpdatedJan 26, 2022
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address838 MONTEREY AVE, CAPITOLA, CA 95010-2332

Mortgage

Document Number0000001332
DateJan 13, 2022
Instrument2022-0001332
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeLine of Credit
AmountAmount Recorded
Term301 Months
DueFeb 15, 2047
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address838 MONTEREY AVE, CAPITOLA, CA 95010-2332
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyFIRST AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042609
DateDec 15, 2017
Instrument2017-0042609
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeLine of Credit
AmountAmount Recorded
Term302 Months
DueFeb 15, 2043
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address838 MONTEREY AVE, CAPITOLA, CA 95010-2332
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyOLD REPUBLIC TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address838 MONTEREY AVE, CAPITOLA, CA 95010-2332

Mortgage

Document Number0000039328
DateSep 30, 2020
Instrument2020-0039328
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2050

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$574,259 (+2%) Land $407,638 Building $166,621
2025$7,814.00 (+10.57%)$562,999 (+4.04%) Land $399,645 Building $163,354
2023$7,067.00 (+1.44%)$541,137 Land $384,126 Building $157,011$991,710
2022$6,967.00

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