Santa Cruz County property record for 829 Monterey Ave, Capitola, CA 95010
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 2.5 ba · 1,828 sqft · built 1967 |
| Lot Size | 0.197 acres (8,581 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,425,000 (Jan 2024) |
| Tax Bill | $17,926 (2025) |
| Deeds & Mortgages | Apr 2026 Mortgage Jan 2024 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-195-04 |
| Primary APN | 036-195-04 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,828 sqft Living Area |
| Gross Area | 2,242 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1967 |
|---|---|
| Effective Year Built | Effective 1967 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 8,581 sqft (0.197 acres) |
| Garage Type | Attached |
| Garage Area | 414 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 829 MONTEREY AVE |
|---|---|
| City | CAPITOLA |
| State | CA |
| Zip | 95010-2343 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Subdivision | CLIFFWOOD HEIGHTS UN #1 TR #454 |
| Legal Lot Number | 38 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SANTA CRUZ |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 121802 |
Source: Santa Cruz County records, as of August 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 829 MONTEREY AVE, CAPITOLA, CA 95010-2343 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Apr 27, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jan 29, 2024 | Grant Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 22, 2023 | Deed of Trust, Mortgage · Commercial Mortgage REVIVE HQ INC |
| Jan 29, 2024 | Intrafamily Transfer, Transfer OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Nov 30, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage EQUITY PRIME MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 29, 2024 · Amount on Record |
| Deed Sale | Jan 29, 2024 · Amount on Record |
| Prior Sale | Jan 29, 2024 · Amount on Record |
| Deed Document Number | 20241673 |
| Prior Transfer Date | Nov 20, 2020 |
| Prior Transfer Doc | 0000051006 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Apr 27, 2026 |
| Property Address | 829 MONTEREY AVE, CAPITOLA, CA 95010-2343 |
| Document Number | 0000009263 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 20269263 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 829 MONTEREY AVE, CAPITOLA, CA 95010-2343 |
| Document Number | 0000009263, |
|---|---|
| Date | Apr 27, 2026 |
| Instrument | 20269263 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.38% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 29, 2024 |
| Property Address | 829 MONTEREY AVE, CAPITOLA, CA 95010-2343 |
| Document Number | 0000001673 |
| Map Reference | MB 44 PG 3 |
| Instrument Date | Jan 19, 2024 |
| Instrument | 2024-0001673 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,567.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 829 MONTEREY AVE, CAPITOLA, CA 95010-2343 |
| Investor | Possibly a Property Investor |
| Document Number | 0000001674 |
|---|---|
| Date | Jan 29, 2024 |
| Instrument | 2024-0001674 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2054 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 829 MONTEREY AVE, CAPITOLA, CA 95010-2343 |
| Transaction Type | Mortgage |
| Record Updated | Jun 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 829 MONTEREY AVE, CAPITOLA, CA 95010-2343 |
| Document Number | 0000008900 |
|---|---|
| Date | May 22, 2023 |
| Instrument | 2023-0008900 |
| Name | REVIVE HQ INC |
|---|---|
| Type | Non-Lending Institution |
| Address | IRVINE, CA 92618 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 29, 2024 |
| Property Address | 829 MONTEREY AVE, CAPITOLA, CA 95010-2343 |
| Document Number | 0000001672 |
| Map Reference | MB 44 PG 3 |
| Instrument Date | May 5, 2023 |
| Instrument | 2024-0001672 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 829 MONTEREY AVE, CAPITOLA, CA 95010-2343 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Nov 30, 2020 |
| Property Address | 829 MONTEREY AVE, CAPITOLA, CA 95010-2343 |
| Document Number | 0000051006 |
| Map Reference | MB 44 PG 3 |
| Instrument Date | Nov 20, 2020 |
| Instrument | 2020-0051006 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | CALATLANTIC TITLE INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 829 MONTEREY AVE, CAPITOLA, CA 95010-2343 |
| Document Number | 0000051008 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 2020-0051008 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Municipality | Capitola City |
| Secondary School District | Santa Cruz City High School District (9-12) (09 - 12) |
| Elementary School District | Soquel Elementary School District (KG - 08) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,482,570 (+2%) Land $1,186,056 Building $296,514 | ||
| 2025 | $17,926.00 (+80.78%) | $1,453,500 (+85.88%) Land $1,162,800 Building $290,700 | |
| 2024 | $9,916.00 (+2.33%) | ||
| 2023 | $9,690.00 (+1.24%) | $781,957 Land $469,174 Building $312,783 | $1,534,950 |
| 2022 | $9,571.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2023) |
| Most Recent Claim | Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2023 |
| Lead | 2 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 333 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
May also be available: AT&T, Cruzio, Etheric Networks, Surfnet Communications, T-Mobile, Verizon, Xfinity.
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