826 Monterey Ave, Capitola, CA 95010 Property Records

Santa Cruz County property record for 826 Monterey Ave, Capitola, CA 95010 · Last verified August 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,391 sqft · built 1967
Lot Size0.175 acres (7,623 sqft)
Owner2 Individual Names on File
Last Sale$740,000 (Mar 2009)
Tax Bill$12,162 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN036-191-03

Property Details

APN / Parcel Number

Primary APN036-191-03
Alternative APN
  • 036-191-03-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,391 sqft Living Area
Gross Area1,741 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1967
Effective Year BuiltEffective 1967
Architectural StyleConventional
Exterior MaterialWood Siding
Construction TypeWood
Roof TypeSawtooth
Roof MaterialComposition Shingle
Lot Area7,623 sqft (0.175 acres)
Garage TypeAttached
Garage Area350 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address826 MONTEREY AVE
CityCAPITOLA
StateCA
Zip95010-2332
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionTRACT 454 CLIFFWOOD HEIGHTS
Legal Lot Number40
JurisdictionSANTA CRUZ CA
Township / Civil DivisionSANTA CRUZ
Census Block Group1
Census Block1001
Census Tract121801

Owner

Source: Santa Cruz County records · APN 036-191-03

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address826 MONTEREY AVE, CAPITOLA, CA 95010-2332
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 25, 2009 · Amount on Record
Deed SaleMar 25, 2009 · Amount on Record
Prior SaleMay 23, 2006 · Amount on Record
Deed Document Number200912540
Prior Transfer DateApr 10, 2002
Prior Transfer Doc0000063297
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA CRUZ CA
Property Address826 MONTEREY AVE, CAPITOLA, CA 95010-2332
Transaction TypeMortgage
Record UpdatedJul 25, 2022
Title CompanySTEWART TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address826 MONTEREY AVE, CAPITOLA, CA 95010-2332

Mortgage

Document Number0000044128
DateOct 27, 2020
Instrument2020-0044128
Lender
NameBAY FCU
TypeCredit Union
AddressCAPITOLA, CA 95010
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term181 Months
DueNov 01, 2035

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Cruz County
MunicipalityCapitola City
Secondary School DistrictSanta Cruz City High School District (9-12) (09 - 12)
Elementary School DistrictSoquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$972,010 (+2%) Land $683,032 Building $288,978
2025$12,162.00 (+9.83%) Homeowner's exemption$952,952 (+4.04%) Land $669,640 Building $283,312
2023$11,073.00 (+1.19%) Homeowner's exemption$915,946 Land $643,636 Building $272,310$1,196,550
2022$10,943.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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