837 Harmon St, Findlay, OH 45840 Property Records

Hancock County property record for 837 Harmon St, Findlay, OH 45840 · Last verified June 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,488 sqft · built 1961
Lot Size	0.216 acres (9,426 sqft)
Owner	Company Name on File
Last Sale	$149,000 (Sep 2023)
Tax Bill	$1,716 (2025)
Deeds & Mortgages	Sep 2023 Sale Nov 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1011-071-11-013.000`

Property Details

APN / Parcel Number

Primary APN	`1011-071-11-013.000`
Alternative APN	`560000198520`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
1st Floor Area	1,488 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,426 sqft (0.216 acres)
Lot Dimensions	145 ft deep x 65 ft wide
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	400 sqft
Patio Area	750 sqft
Canopy	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	837 HARMON ST
City	FINDLAY
State	OH
Zip	45840-5523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL GARDENS LOT 34
Legal Subdivision	CRYSTAL GARDENS
Legal Lot Number	34
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1000
Census Tract	600

Owner

Source: Hancock County records · APN 1011-071-11-013.000

Assessment roll updated May 29, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1930 N MAIN ST, FINDLAY, OH 45840-3800
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2023	Warranty Deed, Transfer GOLDEN KEY TITLE AGENCY
Nov 08, 2019	Deed of Trust, Mortgage · FHA Mortgage ROYAL UNITED MORTGAGE LLC
Nov 26, 2018	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL UNITED MORTGAGE LLC

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 29, 2023 · Amount on Record
Deed Sale	Sep 29, 2023 · Amount on Record
Prior Sale	Sep 24, 1990
Deed Document Number	20236509
Deed Book / Page	2606 / 890
Prior Transfer Date	Oct 19, 2018
Prior Transfer Doc	02548/2152
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HANCOCK OH
Recording Date	Sep 29, 2023
Property Address	837 HARMON ST, FINDLAY, OH 45840-5523
Document Number	002606/890
Book / Page	2606 / 890
Map Reference	VOL 6 PG 115
Instrument Date	Sep 26, 2023
Instrument	202300006509
Transaction Type	Transfer
Record Updated	Oct 13, 2023
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1930 N MAIN ST, FINDLAY, OH 45840-3800

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HANCOCK OH
Property Address	837 HARMON ST, FINDLAY, OH 45840-5523
Transaction Type	Mortgage
Record Updated	Dec 06, 2019
Title Company	TIMIOS INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2563/0248
Date	Nov 08, 2019
Book Page	2563/0248
Instrument	201900009804

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company
Address	INDIANAPOLIS, IN 46250

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 01, 2049

November 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HANCOCK OH
Recording Date	Nov 26, 2018
Property Address	837 HARMON ST, FINDLAY, OH 45840-5523
Document Number	02548/2152
Book / Page	2548 / 2152
Map Reference	VOL6 PG115
Instrument Date	Oct 19, 2018
Instrument	201800009758
Transaction Type	Transfer
Record Updated	Apr 25, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	837 HARMON ST, FINDLAY, OH 45840-5523

Mortgage

Document Number	201800009759
Date	Nov 26, 2018
Instrument	201800009759

Lender

Name	ROYAL UNITED MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Nov 01, 2043

Tax Assessment & Valuation

Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,716.00 (+3.62%)	$54,550 (+20.05%) Land $8,630 Building $45,920	$155,860 (+20.05%) Land $24,650 Building $131,210
2024	$1,656.00 (-0.18%)	$45,440 (-) Land $7,190 Building $38,250
2023	$1,659.00 (+8.36%)	$45,440 (+5.23%) Land $7,190 Building $38,250
2022	$1,531.00 Homeowner's exemption	$43,180 Land $7,190 Building $35,990	$129,830 Land $20,540 Building $109,290

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 499 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Metronet Holdings	Fiber	5,120 / 5,120
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Benton Ridge Telephone Company	Fixed Wireless	400 / 40
Verizon	Fixed Wireless	300 / 20
HDER Link	Fixed Wireless (unlicensed)	100 / 100
AT&T	DSL	100 / 20

May also be available at this address: AT&T, Defiance Holdings, Amplex Electric. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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