Hancock County property record for 816 Harmon St, Findlay, OH 45840 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,350 sqft · built 1960 |
| Lot Size | 0.223 acres (9,718 sqft) |
| Owner | Individual Name on File |
| Last Sale | $105,000 (Mar 2020) |
| Tax Bill | $1,629 (2025) |
| Deeds & Mortgages | Nov 2023 Mortgage May 2023 Second Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1011-071-10-030.000 |
| Primary APN | 1011-071-10-030.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 3 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Building Area | 1,350 sqft Living Area |
| 1st Floor Area | 900 sqft 1st Floor |
| Upper Floors Area | 450 sqft Upper Floors |
| Basement Area | 450 sqft Basement |
| Unfinished Basement | 450 sqft Unfinished |
| Flooring | Tile |
| Interior Walls | Plaster |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Architectural Style | Bi-Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 9,718 sqft (0.223 acres) |
| Lot Dimensions | 135 ft deep x 72 ft wide |
| Balcony Area | 36 sqft Balcony |
| Deck Area | 216 sqft Deck |
| Patio Area | 434 sqft Patio |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 816 HARMON ST |
|---|---|
| City | FINDLAY |
| State | OH |
| Zip | 45840-5524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CRYSTAL GARDENS LOT 7 |
| Legal Subdivision | CRYSTAL GARDENS |
| Legal Lot Number | 7 |
| Jurisdiction | HANCOCK OH |
| Township / Civil Division | FINDLAY |
| Census Block Group | 2 |
| Census Block | 2020 |
| Census Tract | 600 |
Source: Hancock County records · APN 1011-071-10-030.000
Assessment roll updated May 29, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 816 HARMON ST, FINDLAY, OH 45840-5524 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 20, 2023 | Deed of Trust, Mortgage HANCOCK COUNTY BOARD OF COMMISSIONERS |
| May 08, 2023 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage PENNYMAC LOAN SERVICES LLC |
| Mar 10, 2020 | Warranty Deed, Transfer · FHA Mortgage POLARIS HOME FUNDING CORP |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Mar 10, 2020 · Amount on Record |
| Deed Sale | Mar 10, 2020 · Amount on Record |
| Prior Sale | Feb 04, 2004 · Amount on Record |
| Deed Document Number | 20202096 |
| Deed Book / Page | 2566 / 1614 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 816 HARMON ST, FINDLAY, OH 45840-5524 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 02607/1279 |
|---|---|
| Date | Nov 20, 2023 |
| Book Page | 2607/1279 |
| Instrument | 202300007716 |
| Name | HANCOCK COUNTY BOARD OF COMMISSIONERS |
|---|---|
| Type | Government Agency |
| Address | FINDLAY, OH 45840 |
| Amount | Amount Recorded |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HANCOCK OH |
| Property Address | 816 HARMON ST, FINDLAY, OH 45840-5524 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 816 HARMON ST, FINDLAY, OH 45840-5524 |
| Document Number | 02602/4890 |
|---|---|
| Date | May 08, 2023 |
| Book Page | 2602/4890 |
| Instrument | 202300002947 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Apr 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HANCOCK OH |
| Recording Date | Mar 10, 2020 |
| Property Address | 816 HARMON ST, FINDLAY, OH 45840-5524 |
| Document Number | 02566/1614 |
| Book / Page | 2566 / 1614 |
| Map Reference | VOL 6 PG 115 |
| Instrument Date | Mar 02, 2020 |
| Instrument | 202000002096 |
| Transaction Type | Transfer |
| Record Updated | Apr 25, 2022 |
| Title Company | WHITMAN TITLE SECURITY INC, WHITMAN TITLE SECURITY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 816 HARMON ST, FINDLAY, OH 45840-5524 |
| Document Number | 202000002097 |
|---|---|
| Date | Mar 10, 2020 |
| Instrument | 202000002097 |
| Name | POLARIS HOME FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2050 |
Source: Hancock County records · Assessment roll updated May 29, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hancock County |
| Municipality | Findlay City |
| Unified School District | Findlay City School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,629.00 (+3.43%) | $53,140 (+19.98%) Land $9,250 Building $43,890 | $151,830 (+2%) Land $26,440 Building $125,390 |
| 2023 | $1,575.00 Homeowner's exemption | $44,290 Land $7,710 Building $36,580 | |
| 2022 | $126,530 Land $22,030 Building $104,500 |
Source: FEMA National Flood Hazard Layer, Hancock County (39063C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 1% of the US · above 4% of Ohio |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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