831 Harmon St, Findlay, OH 45840 Property Records

Hancock County property record for 831 Harmon St, Findlay, OH 45840

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,350 sqft · built 1961
Lot Size	0.223 acres (9,714 sqft)
Owner	Individual Name on Record
Tax Bill	$1,910 (2025)
Deeds & Mortgages	Jan 2023 Sale & Mortgage Jul 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`1011-071-11-014.000`

Property Details

APN / Parcel Number

Primary APN	`1011-071-11-014.000`
Alternative APN	`560000198510`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	2 Plumbing Fixtures
Total Rooms	7 Rooms
Building Area	1,350 sqft Living Area
1st Floor Area	900 sqft
Upper Floors Area	450 sqft
Basement Area	450 sqft
Unfinished Basement	450 sqft
Flooring	Carpet
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1977
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Shingle
Lot Area	9,714 sqft (0.223 acres)
Lot Dimensions	145 ft deep x 67 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	16 sqft
Deck Area	192 sqft
Patio Area	192 sqft
Balcony Area	72 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	831 HARMON ST
City	FINDLAY
State	OH
Zip	45840-5523
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CRYSTAL GARDENS LOT 33
Legal Subdivision	CRYSTAL GARDENS
Legal Lot Number	33
Jurisdiction	HANCOCK OH
Township / Civil Division	FINDLAY
Census Block Group	1
Census Block	1000
Census Tract	600

Owner

Source: Hancock County records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	831 HARMON ST, FINDLAY, OH 45840-5523
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 6, 2023	Survivorship Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Jul 18, 2022	Survivorship Deed, Transfer GOLDEN KEY TITLE AGENCY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 6, 2023
Deed Sale	Jan 6, 2023
Prior Sale	Jul 18, 2022 · Amount on Record
Deed Document Number	202386
Deed Book / Page	2600 / 1572
Record Updated	Sep 20, 2026

January 2023: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Jan 6, 2023
Property Address	831 HARMON ST, FINDLAY, OH 45840-5523
Document Number	02600/1572
Book / Page	2600 / 1572
Instrument Date	Dec 28, 2022
Instrument	202300000086
Transaction Type	Transfer
Record Updated	Jan 13, 2023
Title Company	MID S TITLE AGENCY, MID AM TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	831 HARMON ST, FINDLAY, OH 45840-5523

Mortgage

Document Number	202300000087
Date	Jan 6, 2023
Instrument	202300000087

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2053

July 2022: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	HANCOCK OH
Recording Date	Jul 18, 2022
Property Address	831 HARMON ST, FINDLAY, OH 45840-5523
Document Number	02596/1731
Book / Page	2596 / 1731
Instrument Date	Jul 15, 2022
Instrument	202200006642
Transaction Type	Transfer
Record Updated	Jul 27, 2022
Title Company	GOLDEN KEY TITLE AGENCY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	124 W LINCOLN ST, FINDLAY, OH 45840-3136

Tax Assessment & Valuation

Source: Hancock County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hancock County
Municipality	Findlay City
Unified School District	Findlay City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,910.00 (+3.41%)	$62,320 (+20.01%) Land $8,890 Building $53,430	$178,060 (+2%) Land $25,400 Building $152,660
2023	$1,847.00 Homeowner's exemption	$51,930 Land $7,410 Building $44,520
2022			$148,380 Land $21,170 Building $127,210

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2011

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FINDLAY CITY PWS serves 54,040 people · EPA ID OH3200111
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Watch TV Fixed Wireless	400 / 40
Verizon Fixed Wireless	300 / 20
HDER Link Fixed Wireless	100 / 100

May also be available: Amplex Wireless, MetaLINK Technologies.

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