837 Cunningham Ave, Saint Charles, MO 63301 Property Records

St. Charles County property record for 837 Cunningham Ave, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 720 sqft · built 1951
Lot Size	0.337 acres (14,688 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Nov 2021)
Tax Bill	$628 (2025)
Deeds & Mortgages	Nov 2021 Transfer Nov 2021 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`101800A000`

Property Details

APN / Parcel Number

Primary APN	`101800A000`
Alternative APN	`6-009C-4161-02-0017.0000000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	720 sqft Living Area
Gross Area	1,440 sqft
1st Floor Area	720 sqft
Basement Area	720 sqft

Exterior

Year Built	Built 1951
Effective Year Built	Effective 1951
Architectural Style	Ranch
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Asphalt
Lot Area	14,688 sqft (0.337 acres)
Lot Dimensions	229 ft deep x 60 ft wide
Terrain	Rolling
Garage Area	624 sqft
Parking Spaces	3 Parking Spaces
Porch	Open Porch
Porch Area	120 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	101800A000
Street Address	837 CUNNINGHAM AVE
City	SAINT CHARLES
State	MO
Zip	63301-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WILMES TRENDLEY SUB BLK 2 PT LOT 7
Legal Subdivision	WILMES & TRENDLEY
Legal Block	2
Legal Lot Number	7
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	3
Census Block	3000
Census Tract	310501

Owner

Source: St. Charles County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3738 NELSON DR, SAINT LOUIS, MO 63121-3410
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2021	Affidavit of Death of Joint Tenant, Transfer INVESTORS TITLE COMPANY
Nov 15, 2021	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE RESEARCH CENTER LLC
Jun 28, 2018	Warranty Deed, Transfer OTHER
Sep 25, 2017	Warranty Deed, Transfer OTHER
Apr 27, 2017	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 15, 2021 · Amount on Record
Deed Sale	Nov 15, 2021 · Amount on Record
Prior Sale	Nov 15, 2021 · Amount on Record
Deed Document Number	202193745
Last Transfer Date	Feb 20, 2025
Transfer Doc	0000006696
Record Updated	Sep 20, 2026

November 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	ST CHARLES MO
Recording Date	Nov 15, 2021
Property Address	837 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2204
Document Number	2021R093744
Map Reference	MB 3 PG 37
Instrument Date	Oct 29, 2021
Instrument	2021R-093744
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10061 BOUNDS RD, SHIPMAN, IL 62685-6716

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 15, 2021
Property Address	837 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2204
Document Number	2021R093745
Map Reference	MB 3 PG 37
Instrument Date	Oct 29, 2021
Instrument	2021R-093745
Transaction Type	Transfer
Record Updated	Dec 1, 2021
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10061 BOUNDS RD, 10061, SHIPMAN, IL 62685-6716

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2204
Investor	Possibly a Property Investor

Mortgage

Document Number	2021R093746
Date	Nov 15, 2021
Instrument	2021R-093746

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 28, 2018
Property Address	837 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2204
Document Number	0069402140
Book / Page	006940 / 002140
Instrument Date	Jun 28, 2018
Instrument	362710
Transaction Type	Transfer
Record Updated	Aug 9, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 MAIN ST ST PETERS MO 633763916, ST PETERS, MO 63376-3916
Investor	Possibly a Property Investor

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 25, 2017
Property Address	837 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2204
Document Number	0068121035
Book / Page	006812 / 001035
Instrument Date	Jul 24, 2017
Instrument	600440
Transaction Type	Transfer
Record Updated	Oct 10, 2017
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 MAIN ST ST PETERS MO 633763916, ST PETERS, MO 63376-3916

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	837 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2204
Document Number	0067380458
Book / Page	006738 / 000458
Instrument Date	Apr 27, 2017
Transaction Type	Mortgage
Record Updated	May 16, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	837 CUNNINGHAM AVE ST CHARLES MO 633012204, ST CHARLES, MO 63301-2204

Mortgage

Document Number	0067380458
Date	May 3, 2017
Book Page	006738/000458
Instrument	269700

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 2, 2047

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$25,712 (-)	$135,326 (-) Land $48,000 Building $87,326
2025	$628.00 (+2,412%)	$25,712 (+12.08%)	$135,326 (+12.08%) Land $48,000 Building $87,326
2024	$25.00
2023		$22,941
2022			$120,742 Land $36,000 Building $84,742

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

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