803 Cunningham Ave, Saint Charles, MO 63301 Property Records

St. Charles County property record for 803 Cunningham Ave, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 864 sqft · built 1955
Lot Size	0.282 acres (12,300 sqft)
Owner	Individual Name on Record
Last Sale	$189,000 (Dec 2023)
Tax Bill	$1,383 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Jul 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`101740A000`

Property Details

APN / Parcel Number

Primary APN	`101740A000`
Alternative APN	`6-009C-4161-02-0009.0000000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	864 sqft Living Area
1st Floor Area	864 sqft
Basement Area	864 sqft

Exterior

Year Built	Built 1955
Architectural Style	Ranch
Exterior Material	Shingles
Lot Area	12,300 sqft
Lot Dimensions	205 ft deep x 60 ft wide
Garage Type	Attached
Porch	Porch
Porch Area	24 sqft

Utilities, Heating & Cooling

Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	101740A000
Old Parcel Number	101740A000
Street Address	803 CUNNINGHAM AVE
City	SAINT CHARLES
State	MO
Zip	63301-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WILMES TRENDLEY SUB PT LOT 5
Legal Range	05E
Legal Township	47N
Legal Subdivision	WILMES & TRENDLEY
Legal Lot Number	9
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	3
Census Block	3000
Census Tract	310501

Owner

Source: St. Charles County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	803 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 1, 2023	Warranty Deed, Transfer · FHA Mortgage ARVEST BANK
Jul 20, 2018	Grant Deed, Transfer OTHER
May 17, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 1, 2023 · Amount on Record
Deed Sale	Dec 1, 2023 · Amount on Record
Deed Document Number	0202348918
Deed Book / Page	2023 / 48918
Record Updated	Jun 8, 2026

December 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Dec 1, 2023
Property Address	803 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2204
Document Number	0000048918
Map Reference	MB 3 PG 37
Instrument Date	Oct 20, 2023
Instrument	2023R-048918
Transaction Type	Transfer
Record Updated	Jan 17, 2024
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2290 PARKWAY INDUSTRIAL DRIVE, LAKE SAINT LOUIS, MO 63367

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	803 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2204

Mortgage

Document Number	0000048920
Date	Dec 1, 2023
Instrument	2023R-048920

Lender

Name	ARVEST BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2053

Mortgage

Document Number	0000048921
Date	Dec 1, 2023
Instrument	2023R-048921

Lender

Name	MISSOURI HOUSING DEVELOPMENT COMMISSION
Type	Government Agency
Address	KANSAS CITY, MO 64105

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 20, 2018
Property Address	803 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2204
Document Number	0069511111
Book / Page	006951 / 001111
Instrument Date	Jul 18, 2018
Instrument	412120
Transaction Type	Transfer
Record Updated	Aug 13, 2018
Title Company	OTHER

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Corporate Trust
Address	75 N FAIR OAKS AVE PASADENA CA 911033651, PASADENA, CA 91103-3651

May 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 17, 2018
Property Address	803 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2204
Document Number	0069201323
Book / Page	006920 / 001323
Instrument Date	Apr 11, 2018
Instrument	273270
Transaction Type	Transfer
Record Updated	Jun 8, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	75 N FAIR OAKS AVE PASADENA CA 911033651, PASADENA, CA 91103-3651

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,383.00	$21,770 (+14.74%)	$114,580 (+14.74%) Land $40,000 Building $74,580
2023		$18,973
2022			$99,859 Land $30,000 Building $69,859

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile, Verizon, Wisper ISP.

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