805 Cunningham Ave, Saint Charles, MO 63301 Property Records

St. Charles County property record for 805 Cunningham Ave, Saint Charles, MO 63301

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,810 sqft · built 1961
Lot Size	0.229 acres (10,000 sqft)
Owner	Individual Name on File
Tax Bill	$2,551 (2025)
Deeds & Mortgages	Sep 2022 Second Mortgage Dec 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`101750A000`

Property Details

APN / Parcel Number

Primary APN	`101750A000`
Alternative APN	`6-009C-4161-02-0010.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,810 sqft Living Area
1st Floor Area	1,810 sqft
Basement Area	1,810 sqft
Finished Basement	442 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Architectural Style	Ranch
Exterior Material	Composition/Composite
Lot Area	10,000 sqft
Lot Dimensions	200 ft deep x 50 ft wide
Garage Type	Attached
Porch	Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	101750A000
Old Parcel Number	101750A000
Street Address	805 CUNNINGHAM AVE
City	SAINT CHARLES
State	MO
Zip	63301-2204
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AF0
Legal Description	WILMES TRENDLEY SUB PT LOT 5
Legal Range	05E
Legal Township	47N
Legal Subdivision	WILMES & TRENDLEY
Legal Lot Number	10
Jurisdiction	ST CHARLES MO
Township / Civil Division	FRONTIER
Census Block Group	3
Census Block	3000
Census Tract	310501

Owner

Source: St. Charles County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	805 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2204
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage FIRST COMMUNITY CU
Dec 9, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Mar 16, 2021	Deed of Trust, Mortgage · VA Mortgage QUICKEN LOANS LLC
Aug 29, 2018	Grant Deed, Transfer OTHER

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jun 10, 2025
Deed Sale	Jun 10, 2025
Prior Sale	Oct 9, 2024
Deed Document Number	2025R-024272
Record Updated	Jun 8, 2026

September 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST CHARLES MO
Recording Date	Sep 14, 2022
Property Address	805 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2204
Document Number	0000050791
Map Reference	MB 3 PG 37
Instrument Date	Aug 31, 2022
Instrument	2022R-050791
Transaction Type	Transfer
Record Updated	Sep 28, 2022
Title Company	TOUCHSTONE TITLE AND ABSTRACT, TOUCHSTONE TITLE & ABSTRACT

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	805 CUNNINGHAM AVE, 805, SAINT CHARLES, MO 63301-2204

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2204

Mortgage

Document Number	0000050792
Date	Sep 14, 2022
Instrument	2022R-050792

Lender

Name	FIRST COMMUNITY CU
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Sep 15, 2032

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	805 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2204
Transaction Type	Mortgage
Record Updated	Dec 22, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2204

Mortgage

Document Number	0000099562
Date	Dec 9, 2021
Instrument	2021R-099562

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2052

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	805 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2204
Transaction Type	Mortgage
Record Updated	Mar 29, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2204

Mortgage

Document Number	2021R023204
Date	Mar 16, 2021
Instrument	2021R-023204

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ST CHARLES MO
Recording Date	Aug 29, 2018
Property Address	805 CUNNINGHAM AVE, SAINT CHARLES, MO 63301-2204
Document Number	0069690962
Book / Page	006969 / 000962
Instrument Date	Aug 24, 2018
Instrument	493940
Transaction Type	Transfer
Record Updated	Sep 19, 2018
Title Company	OTHER

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	805 CUNNINGHAM AVE ST CHARLES MO 633012204, ST CHARLES, MO 63301-2204

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	St. Charles City
Unified School District	St. Charles R-VI School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,551.00	$40,584 (+7.59%)	$213,602 (+7.59%) Land $40,000 Building $173,602
2023		$37,722
2022			$198,535 Land $30,000 Building $168,535

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2022)
Most Recent Claim	Jul 2022 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.2% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES PWS serves 78,961 people · EPA ID MO6010707
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 450 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: T-Mobile USA, Verizon, Wisper ISP.

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