8364 Tscharner Rd, Henderson, KY 42420 Property Records

Henderson County property record for 8364 Tscharner Rd, Henderson, KY 42420

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,830 sqft · built 2001
Lot Size	4.47 acres (194,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$550,000 (Jul 2022)
Tax Bill	$5,609 (2025)
Deeds & Mortgages	Jul 2022 Sale & Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`85-93.9`

Property Details

APN / Parcel Number

Primary APN	`85-93.9`
Alternative APNs	`39345` `50886`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,830 sqft Finished Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Brick Veneer
Construction Type	Wood
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	194,800 sqft (4.47 acres)
Terrain	Rolling
Garage Type	Attached
Garage Area	826 sqft
Driveway	Asphalt Driveway
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	108 sqft
Deck Area	322 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	50886
Street Address	8364 TSCHARNER RD
City	HENDERSON
State	KY
Zip	42420-9765
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RESIDENTIA
Legal Description	SINGLE FAMILY
Legal Subdivision	HIDDEN CREEK
Legal Lot Number	9
Jurisdiction	HENDERSON KY
Township / Civil Division	SPOTTSVILLE
Census Block Group	3
Census Block	3026
Census Tract	20701

Owner

Source: Henderson County records, as of November 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	8364 TSCHARNER RD, HENDERSON, KY 42420-9765
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 18, 2022	Deed, Transfer · Conventional Mortgage THE GERMAN AMERICAN BANK
Jul 6, 2018	Deed of Trust, Mortgage · Conventional Mortgage OLD NATIONAL BANK
Aug 7, 2018	Deed of Trust, Mortgage · Line of Credit OLD NATIONAL BANK
Jul 6, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2022 · Amount on Record
Deed Sale	Jul 18, 2022 · Amount on Record
Deed Document Number	20227292
Deed Book / Page	660 / 847
Prior Transfer Date	Sep 10, 2015
Prior Transfer Doc	RE0612/640
Record Updated	Jun 8, 2026

July 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HENDERSON KY
Recording Date	Jul 18, 2022
Property Address	8364 TSCHARNER RD, HENDERSON, KY 42420-9765
Document Number	RE0660/847
Book / Page	RE0660 / 847
Map Reference	MB 7 PG 283
Instrument Date	Jul 13, 2022
Instrument	2022007292
Transaction Type	Transfer
Record Updated	Aug 3, 2022
Title Company	FOREMAN WATSON LAND TITLE LLC, FOREMAN WATSON LAND TTL LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$550.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1256 ALASTAIR DR, 1256, HENDERSON, KY 42420-2565

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	8364 TSCHARNER RD, HENDERSON, KY 42420-9765

Mortgage

Document Number	2022007293
Date	Jul 18, 2022
Instrument	2022007293

Lender

Name	THE GERMAN AMERICAN BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	4.75%
Type Change Date	Aug 1, 2027
Change Frequency	Annually
Min Rate At Change	4.75%
Max Rate At Change	6.75%
Index	1-Year CMT
Max Rate	9.75%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	8364 TSCHARNER RD, HENDERSON, KY 42420-9765
Transaction Type	Mortgage
Record Updated	Feb 7, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1266/098
Date	Jul 6, 2018
Book Page	MT 1266/098
Instrument	2018007162

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	EVANSVILLE, IN 47708

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2048

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENDERSON KY
Property Address	8364 TSCHARNER RD, HENDERSON, KY 42420-9765
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	MT1268/313
Date	Aug 7, 2018
Book Page	MT 1268/313
Instrument	2018008474

Lender

Name	OLD NATIONAL BANK
Type	Bank
Address	HENDERSON, KY 42420

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Jul 25, 2028

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENDERSON KY
Recording Date	Jul 6, 2018
Property Address	8364 TSCHARNER RD, HENDERSON, KY 42420-9765
Document Number	RE0631/844
Book / Page	RE 0631 / 844
Map Reference	MB 7 PG 283
Instrument Date	Jun 29, 2018
Instrument	2018007161
Transaction Type	Transfer
Record Updated	Nov 23, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	425 14TH ST, 425, HENDERSON, KY 42420-2624

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8364 TSCHARNER RD, HENDERSON, KY 42420-9765

Tax Assessment & Valuation

Source: Henderson County assessment roll, as of November 25, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Henderson County
Unified School District	Henderson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,609.00 (-1.34%) Homeowner's exemption	$550,000 (-)	$550,000 (-)
2023	$5,685.00 Homeowner's exemption	$550,000	$550,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	4 in force
Nearby Flood Claims	8 (1997–2018)
Most Recent Claim	Mar 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Mar 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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