Henderson County property record for 8237 Tscharner Rd, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Owner | Individual Name on Record |
| Tax Bill | $2,916 (2025) |
| Deeds & Mortgages | Nov 2022 Mortgage Apr 2021 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-3.3 |
| Primary APN | 74-3.3 |
|---|---|
| Alternative APN |
|
| Account Number | 40132 |
|---|---|
| Street Address | 8237 TSCHARNER RD |
| City | HENDERSON |
| State | KY |
| Zip | 42420-9765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SINGLE FAMILY |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | SPOTTSVILLE |
| Census Block Group | 3 |
| Census Block | 3028 |
| Census Tract | 20701 |
Source: Henderson County records, as of November 24, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 8237 TSCHARNER RD, HENDERSON, KY 42420-9765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 29, 2022 | Deed of Trust, Mortgage · Conventional Mortgage FIELD & MAIN BANK |
| Apr 12, 2021 | Correction Deed · Line of Credit FARMERS BANK & TRUST |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 8237 TSCHARNER RD, HENDERSON, KY 42420-9765 |
| Transaction Type | Mortgage |
| Record Updated | Feb 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 8237 TSCHARNER RD, HENDERSON, KY 42420-9765 |
| Document Number | MT1408/213 |
|---|---|
| Date | Nov 29, 2022 |
| Book Page | MT1408/213 |
| Instrument | 2022012037 |
| Name | FIELD & MAIN BANK |
|---|---|
| Type | Bank |
| Address | HENDERSON, KY 42420 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.52% |
| Type Change Date | Nov 1, 2027 |
| Change Frequency | 5 Years |
| Min Rate At Change | 5.52% |
| Max Rate At Change | 7.52% |
| Index | 5-Year TN |
| Max Rate | 11.5% |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | Apr 12, 2021 |
| Property Address | 8237 TSCHARNER RD, HENDERSON, KY 42420-9765 |
| Document Number | RE0650/270 |
| Book / Page | RE 0650 / 270 |
| Map Reference | MB 11 PG 44 |
| Instrument Date | Mar 19, 2021 |
| Instrument | 2021004068 |
| Record Updated | Feb 6, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|---|
| Address | 8225 TSCHARNER RD, HENDERSON, KY 42420-9765 |
| Name | Verified Name |
|---|---|
| Address | 8231 TSCHARNER RD, HENDERSON, KY 42420-9765 |
| Document Number | MT1351/129 |
|---|---|
| Date | Apr 12, 2021 |
| Book Page | MT 1351/129 |
| Instrument | 2021004069 |
| Name | FARMERS BANK & TRUST |
|---|---|
| Type | Bank |
| Address | MARION, KY 42064 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 239 Months |
| Due | Mar 16, 2041 |
Source: Henderson County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,916.00 (-0.78%) | $258,000 (-) | $258,000 (-) |
| 2023 | $2,939.00 | $258,000 | $258,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1997–2018) |
| Most Recent Claim | Mar 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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