Henderson County property record for 8422 Tscharner Rd, Henderson, KY 42420
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,373 sqft · built 1996 |
| Lot Size | 4.07 acres (177,289 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $380,000 (Nov 2007) |
| Tax Bill | $5,112 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Oct 2019 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 85-93.4 |
| Primary APN | 85-93.4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,373 sqft Finished Area |
| Family Room | Family Room |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Exterior Material | Brick Veneer |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 177,289 sqft (4.07 acres) |
| Terrain | Rolling |
| Garage Type | Attached |
| Garage Area | 1,592 sqft |
| Driveway | Asphalt Driveway |
| Parking Spaces | 6 Parking Spaces |
| Porch | Slab |
| Porch Area | 106 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Account Number | 27731 |
|---|---|
| Street Address | 8422 TSCHARNER RD |
| City | HENDERSON |
| State | KY |
| Zip | 42420-9765 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | SINGLE FAMILY |
| Legal Subdivision | AGAPE HILLS |
| Legal Lot Number | 4 |
| Jurisdiction | HENDERSON KY |
| Township / Civil Division | SPOTTSVILLE |
| Census Block Group | 3 |
| Census Block | 3026 |
| Census Tract | 20701 |
8422 Tscharner Rd is owned and occupied by two individuals who bought it in November 2007.
Source: Henderson County records, as of May 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 8422 TSCHARNER RD, HENDERSON, KY 42420-9765 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 20, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Oct 18, 2019 | Deed of Trust, Mortgage · Line of Credit INDEPENDENCE BANK OF KENTUCKY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 16, 2007 · Amount on File |
| Deed Sale | Nov 16, 2007 · Amount on File |
| Deed Book / Page | 558 / 1022 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Recording Date | May 20, 2026 |
| Property Address | 8422 TSCHARNER RD, HENDERSON, KY 42420-9765 |
| Document Number | 0000004884 |
| Book / Page | 1501 / 900 |
| Instrument Date | May 8, 2026 |
| Instrument | 20264884 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 8422 TSCHARNER RD, HENDERSON, KY 42420-9765 |
| Document Number | 0000004884, |
|---|---|
| Date | May 20, 2026 |
| Book Page | 1501/900 |
| Instrument | 20264884 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 1, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENDERSON KY |
| Property Address | 8422 TSCHARNER RD, HENDERSON, KY 42420-9765 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | MT1296/415 |
|---|---|
| Date | Oct 18, 2019 |
| Book Page | MT 1296/415 |
| Instrument | 2019011666 |
| Name | INDEPENDENCE BANK OF KENTUCKY |
|---|---|
| Type | Bank |
| Address | OWENSBORO, KY 42302 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Oct 30, 2034 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 8422 Tscharner Rd was $5,112.
Source: Henderson County assessment roll, as of November 25, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Henderson County |
| Unified School District | Henderson County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,112.00 | $456,000 | $456,000 |
| 2023 | $5,153.00 | $456,000 | $456,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 8422 Tscharner Rd in Zone X, an area of minimal flood risk, though there have been 8 flood claims nearby since 1997.
Source: FEMA National Flood Hazard Layer, effective May 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 8 (1997–2018) |
| Most Recent Claim | Mar 2018 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 8422 Tscharner Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HENDERSON COUNTY WATER DISTRICT serves 17,447 people · EPA ID KY0510189 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Watch TV.
5G (outdoors only) and 4G LTE
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