836 Catnip Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 836 Catnip Rd, Cullowhee, NC 28723

Property Summary

Property Type	Single Family Home
Details	3 bd · 3.5 ba · 2,085 sqft · built 2007
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$185,000 (Aug 2017)
Tax Bill	$1,714 (2025)
Deeds & Mortgages	May 2020 Mortgage Aug 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7579-63-8241`

Property Details

APN / Parcel Number

Primary APN	`7579-63-8241`
Alternative APN	`175729`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,085 sqft Heated Area
1st Floor Area	1,301 sqft
Upper Floors Area	784 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Exterior Material	Aluminum/Vinyl
Roof Type	Wood Truss
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Porch	Slab
Porch Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Street Address	836 CATNIP RD
City	CULLOWHEE
State	NC
Zip	28723-7111
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 23 CROSS CK EST
Legal Subdivision	CROSS CK EST
Legal Lot Number	23
Jurisdiction	JACKSON NC
Township / Civil Division	CANEY FORK
Census Block Group	2
Census Block	2022
Census Tract	950700

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	836 CATNIP RD, CULLOWHEE, NC 28723-7111
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 12, 2020	Deed of Trust, Mortgage · Conventional with PMI FARM CREDIT SVCS
Aug 29, 2017	Warranty Deed, Subdivision Related Transfer · ARM STATE EMPLOYEES CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 29, 2017 · Amount on Record
Deed Sale	Aug 29, 2017 · Amount on Record
Prior Sale	Mar 26, 2015 · Amount on Record
Deed Book / Page	2196 / 37
Prior Transfer Date	Mar 17, 2015
Prior Transfer Doc	0020720130
Record Updated	Oct 29, 2026

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JACKSON NC
Property Address	836 CATNIP RD, CULLOWHEE, NC 28723-7111
Document Number	0022661675
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 30, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	836 CATNIP RD CULLOWHEE NC 287237111, CULLOWHEE, NC 28723-7111

Mortgage

Document Number	0022661675
Date	May 18, 2020
Book Page	002266/001675

Lender

Name	FARM CREDIT SVCS
Type	Funding / Finance Company
Address	LIBERTY, NC 27298

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 17, 2050

August 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Aug 29, 2017
Property Address	836 CATNIP RD, CULLOWHEE, NC 28723-7111
Document Number	0021960037
Book / Page	2196 / 037
Map Reference	PL CAB 6 SL 803
Instrument Date	Aug 28, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$370.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	247 PINEBLUFF CT, 247, WEST COLUMBIA, SC 29170-2344

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	836 CATNIP RD, CULLOWHEE, NC 28723-7111

Mortgage

Document Number	0021960040
Date	Aug 29, 2017
Book Page	2196/040

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	4.62%
Adjustable	Adjustable Rate Rider
Change Frequency	5 Years
Min Rate At Change	4.25%
Index	5-Year CMT
Max Rate	6%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$451,174 (-) Land $47,680 Building $403,494
2025	$1,714.00 (+81.76%)	$451,174 (+81.7%) Land $47,680 Building $403,494
2023	$943.00	$248,310 Land $41,650 Building $206,660

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1998–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 83% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	45 / 3

Cell Coverage

No cell data coverage reported

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