695 Catnip Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 695 Catnip Rd, Cullowhee, NC 28723

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,456 sqft · built 1996
Lot Size	2 acres (87,120 sqft)
Owner	2 Individual Names on Record
Last Sale	$188,000 (Sep 2018)
Tax Bill	$1,374 (2025)
Deeds & Mortgages	Sep 2018 Sale Feb 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`7579-72-2473`

Property Details

APN / Parcel Number

Primary APN	`7579-72-2473`
Alternative APN	`180444`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,456 sqft Heated Area
1st Floor Area	1,456 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,120 sqft (2 acres)
Garage Type	Carport
Garage Area	800 sqft
Carport	Carport
Carport Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	126 sqft
Deck Area	240 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic

Location & Zoning

Street Address	695 CATNIP RD
City	CULLOWHEE
State	NC
Zip	28723-7107
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 17 CROSS CK EST
Legal Subdivision	CROSS CK EST
Legal Lot Number	17
Jurisdiction	JACKSON NC
Township / Civil Division	CANEY FORK
Census Block Group	2
Census Block	2022
Census Tract	950700

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	695 CATNIP RD, CULLOWHEE, NC 28723-7107
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 28, 2018	Warranty Deed, Transfer
Feb 8, 2018	Warranty Deed, Transfer · Conventional with PMI STATE EMPS FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Feb 8, 2018 · Amount on Record
Deed Book / Page	2223 / 1178
Record Updated	Oct 29, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Sep 28, 2018
Property Address	695 CATNIP RD, CULLOWHEE, NC 28723-7107
Document Number	0022231178
Book / Page	2223 / 1178
Instrument Date	Sep 21, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	695 CATNIP RD, CULLOWHEE, NC 28723-7107

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Feb 8, 2018
Property Address	695 CATNIP RD, CULLOWHEE, NC 28723-7107
Document Number	0022070840
Book / Page	002207 / 000840
Instrument Date	Feb 8, 2018
Transaction Type	Transfer
Record Updated	Feb 14, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	PO BOX 453 WEBSTER NC 287880453, WEBSTER, NC 28788-0453

Mortgage

Document Number	22070846
Date	Feb 8, 2018
Book Page	002207/000846

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 7, 2048

Interest

Rate Type	Adjustable Rate
Rate	4.12%

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$361,804 (+56.27%) Land $42,560 Building $319,244
2025	$1,374.00 (+56.31%)
2023	$879.00	$231,520 Land $37,350 Building $194,170

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1998–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 55% of the US · above 77% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	45 / 3

Cell Coverage

No cell data coverage reported

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