567 Catnip Rd, Cullowhee, NC 28723 Property Records

Jackson County property record for 567 Catnip Rd, Cullowhee, NC 28723

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,748 sqft · built 1999
Lot Size	4 acres (174,240 sqft)
Owner	2 Individual Names on Record
Tax Bill	$2,287 (2025)
Deeds & Mortgages	Feb 2019 Sale & Mortgage Jul 2018 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`7579-71-6799`

Property Details

APN / Parcel Number

Primary APN	`7579-71-6799`
Alternative APN	`182255`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,748 sqft Heated Area
1st Floor Area	1,536 sqft
Upper Floors Area	848 sqft
Attic	Attic
Attic Area	364 sqft
Basement Area	1,636 sqft
Unfinished Basement	1,636 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1999
Effective Year Built	Effective 1999
Exterior Material	Concrete
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	174,240 sqft (4 acres)
Garage Area	800 sqft

Exterior Amenities

Porch	Patio
Porch Area	532 sqft
Deck Area	495 sqft
Patio Area	495 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Street Address	567 CATNIP RD
City	CULLOWHEE
State	NC
Zip	28723-8483
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 14,15,16 CROSS CK EST
Legal Subdivision	CROSS CK EST
Legal Lot Number	14-16
Jurisdiction	JACKSON NC
Township / Civil Division	CANEY FORK
Census Block Group	2
Census Block	2022
Census Tract	950700

Owner

Source: Jackson County records, as of October 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	567 CATNIP RD, CULLOWHEE, NC 28723-8483
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2019	Warranty Deed, Transfer · Conventional Mortgage CHAMPION CU
Jul 3, 2018	Loan Modification, Mortgage GRAND BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

February 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JACKSON NC
Recording Date	Feb 4, 2019
Property Address	567 CATNIP RD, CULLOWHEE, NC 28723-8483
Document Number	0022310599
Book / Page	002231 / 000599
Instrument Date	Feb 1, 2019
Transaction Type	Transfer
Record Updated	Feb 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$730.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	567 CATNIP RD CULLOWHEE NC 287238483, CULLOWHEE, NC 28723-8483

Mortgage

Document Number	22310606
Date	Feb 4, 2019
Book Page	002231/000606

Lender

Name	CHAMPION CU
Type	Credit Union
Address	CANTON, NC 28716

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 3, 2049

Interest

Rate Type	Adjustable Rate
Rate	4.5%

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	JACKSON NC
Property Address	567 CATNIP RD, CULLOWHEE, NC 28723-8483
Document Number	0022170990
Instrument Date	Jul 3, 2018
Transaction Type	Mortgage
Record Updated	Jul 24, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	567 CATNIP RD CULLOWHEE NC 287238483, CULLOWHEE, NC 28723-8483

Mortgage

Document Number	0022170990
Date	Jul 10, 2018
Book Page	002217/000990

Lender

Name	GRAND BK
Type	Bank
Address	HAMILTON SQUARE, NJ 08690

Agreement

Term	24 Months
Due	Jul 9, 2020

Tax Assessment & Valuation

Source: Jackson County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Jackson County
Unified School District	Jackson County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$601,846 (+72.62%) Land $76,700 Building $525,146
2025	$2,287.00 (+72.73%)
2023	$1,324.00	$348,660 Land $67,560 Building $281,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1998–2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 81% of North Carolina
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	45 / 3

Cell Coverage

No cell data coverage reported

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